203 E North St, Rte 53, Gardner, IL 60424 Property Records

Grundy County property record for 203 E North St, Rte 53, Gardner, IL 60424

Property Summary

Property Type	Single Family Home
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$118,000 (Jun 2022)
Tax Bill	$1,854 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-04-483-038`

Property Details

APN / Parcel Number

Primary APN	`12-04-483-038`

Exterior

Lot Area	8,276 sqft (0.19 acres)

Location & Zoning

Street Address	203 E NORTH ST, 53
City	GARDNER
State	IL
Zip	60424-7051
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIG TN GARDNER E110' LTS 15 &16 BLK 27 SEC 4-31-8
Legal Range	08W
Legal Township	31N
Legal Section	04
Legal Subdivision	GARDNER ORIGINAL TOWN
Legal Block	27
Legal Lot Number	15-16
Jurisdiction	GRUNDY IL
Township / Civil Division	GARFIELD
Census Block Group	3
Census Block	3023
Census Tract	900

Owner

Source: Grundy County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	203 E NORTH ST, 53, GARDNER, IL 60424-7051
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2022	Administrator's Deed, Transfer · Conventional Mortgage OCMBC INC
Sep 22, 2020	Quit Claim Deed, Transfer · Conventional Mortgage GRUNDY BANK
Dec 17, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage GRUNDY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2022 · Amount on Record
Deed Sale	Jun 2, 2022 · Amount on Record
Deed Document Number	2022613531
Prior Transfer Date	Aug 21, 2020
Prior Transfer Doc	0000596063
Record Updated	Oct 29, 2026

June 2022: Administrator's Deed, Transfer

Document Type	Administrator's Deed
Jurisdiction	GRUNDY IL
Recording Date	Jun 2, 2022
Property Address	203 E NORTH ST RTE 53, 53, GARDNER, IL 60424-7051
Document Number	0000613531
Instrument Date	May 2, 2022
Instrument	613531
Transaction Type	Transfer
Record Updated	Mar 7, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	203 N STATE ROUTE 53 # E, E, GARDNER, IL 60424
Investor	Possibly a Property Investor

Mortgage

Document Number	0000613532
Date	Jun 2, 2022
Instrument	613532

Lender

Name	OCMBC INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	5.63%

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GRUNDY IL
Recording Date	Sep 22, 2020
Property Address	203 E NORTH ST RTE 53, 53, GARDNER, IL 60424-7051
Document Number	0000596063
Instrument Date	Aug 21, 2020
Instrument	596063
Transaction Type	Transfer
Record Updated	Jul 5, 2021
Title Company	CHICAGO TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 E NORTH ST # 53, 53, GARDNER, IL 60424-7051

Mortgage

Document Number	0000596065
Date	Sep 22, 2020
Instrument	596065

Lender

Name	GRUNDY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

December 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GRUNDY IL
Recording Date	Dec 17, 2019
Property Address	203 E NORTH ST RTE 53, 53, GARDNER, IL 60424-7051
Document Number	0000589439
Instrument Date	Nov 27, 2019
Instrument	589439
Transaction Type	Transfer
Record Updated	Jul 5, 2021
Title Company	CHICAGO TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	203 N ROUTE 53, 53, GARDNER, IL 60424-7051

Mortgage

Document Number	0000589440
Date	Dec 17, 2019
Instrument	589440

Lender

Name	GRUNDY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Grundy County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Grundy County
County Subdivision	Garfield Township
Municipality	Gardner Village
Elementary School District	Gardner Community Consolidated School District 72C (KG - 08)
Secondary School District	Gardner-South Wilmington Township High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,854.00 (+255.85%)	$22,630 (+30.31%) Land $11,732 Building $10,898	$67,890 (+30.31%) Land $35,196 Building $32,694
2022	$521.00 Homeowner's exemption	$17,366 Land $9,003 Building $8,363	$52,098 Land $27,009 Building $25,089

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Jun 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARDNER serves 1,361 people · EPA ID IL0630400
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Kraus Electronic Systems Cable	2,500 / 50

May also be available: Verizon, Watch TV.

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