203 E Monroe Ave, Fairfield, IA 52556 Property Records

Jefferson County property record for 203 E Monroe Ave, Fairfield, IA 52556

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,080 sqft · built 1900
Lot Size	0.333 acres (14,520 sqft)
Owner	2 Individual Names on File
Last Sale	$108,000 (Sep 2026)
Tax Bill	$1,868 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-36-127-014`

Property Details

APN / Parcel Number

Primary APN	`06-36-127-014`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,080 sqft Living Area
1st Floor Area	1,080 sqft
Basement Area	1,080 sqft
Unfinished Basement	1,080 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Bungalow
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,520 sqft (0.333 acres)
Lot Dimensions	132 ft deep x 110 ft wide
Garage Type	Detached
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Deck Area	390 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	203 E MONROE AVE
City	FAIRFIELD
State	IA
Zip	52556-3652
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HUEYS LT 10 & E 44' LT 9
Legal Subdivision	HUEYS
Legal Lot Number	9,10
Jurisdiction	JEFFERSON IA
Township / Civil Division	FAIRFIELD
Census Block Group	1
Census Block	1013
Census Tract	90400

Owner

203 E Monroe Ave is owned by two individuals who bought it in September 2026.

Source: Jefferson County records, as of October 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	203 MONROE ST, FAIRFIELD, IA 52556
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2026	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY FIRST CREDIT UNION
Jan 17, 2022	Deed of Trust, Mortgage · Conventional Mortgage MIDWESTON BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2026 · Amount on File
Deed Sale	Sep 10, 2026 · Amount on File
Prior Sale	Jan 17, 2022 · Amount on File
Deed Document Number	20262203
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON IA
Recording Date	Sep 10, 2026
Property Address	203 E MONROE AVE, FAIRFIELD, IA 52556-3652
Document Number	0000002203
Instrument Date	Sep 3, 2026
Instrument	20262203
Transaction Type	Transfer
Record Updated	Oct 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002204,
Date	Sep 10, 2026
Instrument	20262204

Lender

Name	COMMUNITY FIRST CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 1, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON IA
Property Address	203 E MONROE AVE, FAIRFIELD, IA 52556-3652
Transaction Type	Mortgage
Record Updated	Mar 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020220139
Date	Jan 17, 2022
Instrument	2022-0139

Lender

Name	MIDWESTON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2052

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2029
Change Frequency	Annually
Min Rate At Change	3.37%
Max Rate At Change	5.37%
Index	1-Year CMT
Margin	3

Tax Assessment & Valuation

The 2025 property tax bill for 203 E Monroe Ave was $1,868, up 4.2% from the year before.

Source: Jefferson County assessment roll, as of September 25, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Jefferson County
Municipality	Fairfield City
Unified School District	Fairfield Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,868.00 (+4.24%)	$106,800 Land $18,200 Building $88,600	$106,800 Land $18,200 Building $88,600
2024	$1,792.00
2023		$95,800 (+26.22%) Land $18,200 Building $77,600	$95,800 Land $18,200 Building $77,600
2022	$1,572.00 Homeowner's exemption	$75,900 Land $18,200 Building $57,700
2021			$75,900 Land $18,200 Building $57,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 203 E Monroe Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 6, 2021

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 203 E Monroe Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Iowa
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRFIELD WATER SUPPLY serves 9,821 people · EPA ID IA5131033
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Liberty Communications Fixed Wireless · Fiber in parts of the area	500 / 200
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	200 / 20

May also be available: LISCOFIBER.

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