203 E Lake St, Ashkum, IL 60911 Property Records

Iroquois County property record for 203 E Lake St, Ashkum, IL 60911

Property Summary

Property Type	Single Family Home
Lot Size	0.263 acres (11,466 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,049 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Jul 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10 28 179 012`

Property Details

APN / Parcel Number

Primary APN	`10 28 179 012`

Exterior

Lot Area	11,466 sqft (0.263 acres)

Location & Zoning

Street Address	203 E LAKE ST
City	ASHKUM
State	IL
Zip	60911-6052
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 12 & E2 LT 14 BLK 95 VIL OF ASHKUM
Legal Subdivision	VILLAGE OF
Legal Block	95
Legal Lot Number	12,14
Jurisdiction	IROQUOIS IL
Township / Civil Division	ASHKUM
Census Block Group	2
Census Block	2065
Census Tract	950300

Owner

Source: Iroquois County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	203 E LAKE ST, ASHKUM, IL 60911-6052
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2026	Warranty Deed, Transfer · VA Mortgage SUNFLOWER BANK
Jul 25, 2022	Warranty Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORP
Sep 7, 2021	Deed, Transfer · Conventional Mortgage HOMETOWN LENDERS INC
Oct 23, 2018	Warranty Deed, Transfer · VA Mortgage BUSEY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2026
Deed Sale	Sep 1, 2026
Prior Sale	Jul 25, 2022
Deed Document Number	20263073
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IROQUOIS IL
Recording Date	Sep 1, 2026
Property Address	203 E LAKE ST, ASHKUM, IL 60911-6052
Document Number	0000003073
Instrument Date	Aug 20, 2026
Instrument	20263073
Transaction Type	Transfer
Record Updated	Sep 15, 2026
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	203 E LAKE ST, ASHKUM, IL 60911-6052

Mortgage

Document Number	0000003075,
Date	Sep 1, 2026
Instrument	20263075

Lender

Name	SUNFLOWER BANK

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.99%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IROQUOIS IL
Recording Date	Jul 25, 2022
Property Address	203 E LAKE ST, ASHKUM, IL 60911-6052
Document Number	00022R2661
Instrument Date	Jul 14, 2022
Instrument	22R2661
Transaction Type	Transfer
Record Updated	Aug 8, 2022
Title Company	BURNET TITLE-POST CLOSING, BURNET TITLE POST CLOSING

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$226.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	420 W FIRST SOUTH ST, 420, CHEBANSE, IL 60922-2084

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 E LAKE ST, ASHKUM, IL 60911-6052

Mortgage

Document Number	00022R2662
Date	Jul 25, 2022
Instrument	22R2662

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Fixed Rate
Rate	5.25%

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	IROQUOIS IL
Recording Date	Sep 7, 2021
Property Address	203 E LAKE ST, ASHKUM, IL 60911-6052
Document Number	21R3551
Instrument Date	Jul 28, 2021
Instrument	21R3551
Transaction Type	Transfer
Record Updated	Sep 23, 2021
Title Company	BURNET TITLE POST CLOSING

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$216.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 E LAKE ST, ASHKUM, IL 60911-6052

Mortgage

Document Number	21R3552
Date	Sep 7, 2021
Instrument	21R3552

Lender

Name	HOMETOWN LENDERS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate
Rate	32.5%

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IROQUOIS IL
Recording Date	Oct 23, 2018
Property Address	203 E LAKE ST, ASHKUM, IL 60911-6052
Document Number	18R3296
Instrument Date	Oct 23, 2018
Instrument	18R3296
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	403 E MAIN ST, 403, ASHKUM, IL 60911-6030

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 E LAKE ST, ASHKUM, IL 60911-6052

Mortgage

Document Number	18R3297
Date	Oct 23, 2018
Instrument	18R3297

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Interest

Rate Type	Fixed Rate
Rate	4.37%

Tax Assessment & Valuation

Source: Iroquois County assessment roll, as of July 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Ashkum Village
County	Iroquois County
County Subdivision	Ashkum Township
Unified School District	Central Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,049.00 (+12.98%) Homeowner's exemption	$73,060 (+13.75%) Land $7,200 Building $65,860	$219,180 (+13.75%) Land $21,600 Building $197,580
2024	$4,469.00 (+19.05%)	$64,230 (+14.74%) Land $6,330 Building $57,900	$192,690 (+14.74%) Land $18,990 Building $173,700
2022	$3,754.00 Homeowner's exemption	$55,980 Land $5,520 Building $50,460	$167,940 Land $16,560 Building $151,380

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	16 (1982–2018)
Claims Outside the SFHA	1 of 16
Most Recent Claim	Feb 2018 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jan 2008 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHKUM serves 800 people · EPA ID IL0750050
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	5 ppb (2026) action level 15 ppb
Copper	1.96 mg/L (2025) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Arsenic not recorded as resolved · Apr 2026
Treatment and Procedure	Corrosion control Apr 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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