203 E Jefferson St, O Fallon, IL 62269 Property Records

St. Clair County property record for 203 E Jefferson St, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	2 ba · 812 sqft · built 1897
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$100,000 (Oct 2018)
Tax Bill	$3,080 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Mar 2022 Mortgage + 3 more
APN	`04-29-0-115-002`

Property Details

APN / Parcel Number

Primary APN	`04-29-0-115-002`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	812 sqft Living Area

Exterior

Year Built	Built 1897
Effective Year Built	Effective 1975
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	7,405 sqft (0.17 acres)
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	203 E JEFFERSON ST
City	O FALLON
State	IL
Zip	62269-1407
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PENNS ADD TO O FALLON LOT/SEC-49 DOC A02594705
Legal Subdivision	PENNS ADD
Legal Block	115
Legal Lot Number	49
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	2
Census Block	2022
Census Tract	504351

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	203 E JEFFERSON ST, O FALLON, IL 62269-1407
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2023	Deed of Trust, Mortgage · Commercial Mortgage BANK OF OFALLON
Mar 11, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Mar 3, 2021	Deed of Trust, Mortgage · FHA Mortgage CMG MORTGAGE INC
Nov 3, 2022	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Oct 30, 2018	Warranty Deed, Transfer · Conventional with PMI FIRSTCO MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2018 · Amount on Record
Deed Sale	Oct 30, 2018 · Amount on Record
Deed Document Number	20182594705
Prior Transfer Date	Apr 24, 2002
Prior Transfer Doc	00A1684801
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	203 E JEFFERSON ST, O FALLON, IL 62269-1407
Transaction Type	Mortgage
Record Updated	Nov 13, 2023
Title Company	BENEDICK TITLE, BENEDICK TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 E JEFFERSON ST, O FALLON, IL 62269-1407

Mortgage

Document Number	0A02795949
Date	Oct 27, 2023
Instrument	A02795949

Lender

Name	BANK OF OFALLON
Type	Bank
Address	92269

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	62 Months
Due	Dec 21, 2028

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	203 E JEFFERSON ST, O FALLON, IL 62269-1407
Transaction Type	Mortgage
Record Updated	Aug 24, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 E JEFFERSON ST, O FALLON, IL 62269-1407

Mortgage

Document Number	0A02739114
Date	Mar 11, 2022
Instrument	A02739114

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Apr 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	203 E JEFFERSON ST, O FALLON, IL 62269-1407
Transaction Type	Mortgage
Record Updated	Aug 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A02689752
Date	Mar 3, 2021
Instrument	A02689752

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	203 E JEFFERSON ST, O FALLON, IL 62269-1407
Transaction Type	Mortgage
Record Updated	Aug 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 E JEFFERSON ST, O FALLON, IL 62269-1407

Mortgage

Document Number	0A02765214
Date	Nov 3, 2022
Instrument	A02765214

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	341 Months
Due	Apr 1, 2051

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Oct 30, 2018
Property Address	203 E JEFFERSON ST, O FALLON, IL 62269-1407
Document Number	00A2594705
Instrument Date	Oct 17, 2018
Instrument	2594705
Transaction Type	Transfer
Record Updated	Nov 8, 2018
Title Company	ABSTRACT AND TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	203 E JEFFERSON ST O FALLON IL 622691407, O FALLON, IL 62269-1407

Mortgage

Document Number	A2594706
Date	Oct 30, 2018
Instrument	2594706

Lender

Name	FIRSTCO MTG
Type	Mortgage Company
Address	OFALLON, IL 62269

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 29, 2048

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,080.00	$42,730 (+34.34%) Land $5,112 Building $37,618	$128,190 (+34.34%) Land $15,336 Building $112,854
2022		$31,808 Land $3,806 Building $28,002	$95,424 Land $11,418 Building $84,006

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: ClearWave, Verizon.

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