203 E Gails St, Mc Causland, IA 52758 Property Records

Scott County property record for 203 E Gails St, Mc Causland, IA 52758

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,406 sqft · built 2008
Lot Size	1.92 acres (83,984 sqft)
Owner	Individual Name on Record
Tax Bill	$2,162 (2026)
Deeds & Mortgages	Oct 2026 Mortgage Oct 2026 Mortgage + 2 more
Flood Zone	Zone A (high risk)
APN	`0412611-01`

Property Details

APN / Parcel Number

Primary APN	`0412611-01`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,406 sqft Living Area
1st Floor Area	900 sqft
Attic	Attic
Attic Area	506 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	83,984 sqft (1.92 acres)
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	203 E GAILS ST
City	MC CAUSLAND
State	IA
Zip	52758-2205
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWN OF MCCAUSLAND LOT: 0000 BLOCK: 001 TOWN OF MCCAUSLANDALL LOTS 1 THRU 10
Legal Subdivision	TOWN OF MCCAUSLAND
Legal Block	1
Legal Lot Number	1-10
Jurisdiction	SCOTT IA
Township / Civil Division	BUTLER
Census Block Group	2
Census Block	2069
Census Tract	10101

Owner

Source: Scott County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	203 E GAILS ST, MC CAUSLAND, IA 52758-2205
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2026	Warranty Deed, Transfer · Conventional Mortgage MISSISSIPPI VALLEY CREDIT UNION
Oct 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage MISSISSIPPI VALLEY CREDIT UNION
Mar 2, 2022	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Oct 4, 2017	Deed of Trust, Mortgage · VA Mortgage FIRST DIRECT LENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2026
Deed Sale	Oct 7, 2026
Prior Sale	Feb 16, 2010 · Amount on Record
Deed Document Number	202621686
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT IA
Recording Date	Oct 7, 2026
Property Address	203 E GAILS ST, MC CAUSLAND, IA 52758-2205
Document Number	0000021686
Instrument Date	Sep 25, 2026
Instrument	202621686
Transaction Type	Transfer
Record Updated	Oct 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$41,935.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 E GAILS ST, MC CAUSLAND, IA 52758-2205

Mortgage

Document Number	0000021688,
Date	Oct 7, 2026
Instrument	202621688

Lender

Name	MISSISSIPPI VALLEY CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IA
Recording Date	Oct 7, 2026
Property Address	203 E GAILS ST, MC CAUSLAND, IA 52758-2205
Document Number	0000021688
Instrument Date	Sep 25, 2026
Instrument	202621688
Transaction Type	Mortgage
Record Updated	Oct 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 E GAILS ST, MC CAUSLAND, IA 52758-2205

Mortgage

Document Number	0000021688,
Date	Oct 7, 2026
Instrument	202621688

Lender

Name	MISSISSIPPI VALLEY CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IA
Property Address	203 E GAILS ST, MC CAUSLAND, IA 52758-2205
Transaction Type	Mortgage
Record Updated	Mar 25, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200005418
Date	Mar 2, 2022
Instrument	202200005418

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IA
Property Address	203 E GAILS ST, MC CAUSLAND, IA 52758-2205
Transaction Type	Mortgage
Record Updated	Nov 7, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017-00026697
Date	Oct 4, 2017
Instrument	2017-00026697

Lender

Name	FIRST DIRECT LENDING
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Scott County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Scott County
Municipality	McCausland City
Unified School District	North Scott Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,162.00	$176,400 (-) Land $23,400 Building $153,000	$176,400 (-) Land $23,400 Building $153,000
2025	$2,162.00 (-9.31%) Homeowner's exemption	$176,400 (+2.2%) Land $23,400 Building $153,000	$176,400 (+2.2%) Land $23,400 Building $153,000
2024	$2,384.00 (+3.92%)
2023		$172,600 Land $23,400 Building $149,200	$172,600 Land $23,400 Building $149,200
2022	$2,294.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	5 in force
Nearby Flood Claims	10 (1993–2019)
Most Recent Claim	May 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2019 · 2 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims Severe Storms, Tornadoes And Flooding, Apr 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 75% of Iowa
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CentraCom Fiber	8,000 / 8,000
Mediacom Xtream Cable	2,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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