203 E Franklin St, Rockton, IL 61072 Property Records

Winnebago County property record for 203 E Franklin St, Rockton, IL 61072

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,318 sqft
Lot Size	0.37 acres (16,117 sqft)
Owner	Individual Name on Record
Last Sale	$198,500 (Aug 2019)
Deeds & Mortgages	Aug 2023 Mortgage Jan 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-13-384-007`

Property Details

APN / Parcel Number

Primary APN	`03-13-384-007`
Alternative APNs	`313384007` `049C006`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,318 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Stone
Foundation Type	Raised
Lot Area	16,117 sqft (0.37 acres)
Garage Area	575 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Account Number	049C006
Street Address	203 E FRANKLIN ST
City	ROCKTON
State	IL
Zip	61072-2213
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 RESIDEN
Legal Description	ADAMS + FOXS ADDN TO ROCKTON EXC N45FTLT 004 BLOCK 001
Legal Subdivision	ADAMS + FOXS ADDN TO ROCKTON
Legal Block	001
Legal Lot Number	4
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROCKTON
Census Block Group	2
Census Block	2008
Census Tract	4002

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Rockton Historic District listed 1978 · 167 contributing resources · NRIS 78001202

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Winnebago County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	203 E FRANKLIN ST, ROCKTON, IL 61072-2213
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2023	Deed of Trust, Mortgage HUD
Jan 27, 2023	Deed of Trust, Mortgage VA
Aug 8, 2019	Warranty Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 8, 2019 · Amount on Record
Deed Sale	Aug 8, 2019 · Amount on Record
Prior Sale	May 1, 1991 · Amount on Record
Deed Document Number	20191026710
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	203 E FRANKLIN ST, ROCKTON, IL 61072-2213
Transaction Type	Mortgage
Record Updated	Sep 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019425
Date	Aug 23, 2023
Instrument	2319425

Lender

Name	HUD
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2052

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	203 E FRANKLIN ST, ROCKTON, IL 61072-2213
Transaction Type	Mortgage
Record Updated	Feb 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001821
Date	Jan 27, 2023
Instrument	2301821

Lender

Name	VA
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2052

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Aug 8, 2019
Property Address	203 E FRANKLIN ST, ROCKTON, IL 61072-2213
Document Number	0001026710
Instrument Date	Aug 7, 2019
Instrument	1026710
Transaction Type	Transfer
Record Updated	Aug 29, 2019
Title Company	METROPOLITAN TITLE CORPORATION, METROPOLITAN TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$297.75
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 E FRANKLIN ST ROCKTON IL 610722213, ROCKTON, IL 61072-2213

Mortgage

Document Number	1026711
Date	Aug 8, 2019
Instrument	1026711

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 7, 2049

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Rockton Township
Municipality	Rockton Village
Secondary School District	Hononegah Community High School District 207 (09 - 12)
Elementary School District	Rockton School District 140 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$118,477 (+34.15%) Land $11,067 Building $107,410	$355,431 (+34.15%) Land $33,201 Building $322,230
2022	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$88,317 Land $8,250 Building $80,067	$264,951 Land $24,750 Building $240,201

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKTON serves 7,863 people · EPA ID IL2010350
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	3 ppb (2026–2028) action level 15 ppb
Copper	1.7 mg/L (2020–2022) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2023
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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