Richland County property record for 203 E Creek Ct, Irmo, SC 29063
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,072 sqft · built 1995 |
| Lot Size | 0.31 acres (13,528 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $295,000 (May 2024) |
| Tax Bill | $8,427 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Aug 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03501-02-33 |
| Primary APN | 03501-02-33 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,072 sqft Heated Area |
| Gross Area | 3,031 sqft |
| 1st Floor Area | 964 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,528 sqft (0.31 acres) |
| Garage Area | 488 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
| Porch Area | 275 sqft |
| Patio Area | 196 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 01440701 |
|---|---|
| Street Address | 203 E CREEK CT |
| City | IRMO |
| State | SC |
| Zip | 29063-9095 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-LD |
| Legal Description | LOT 188 86X146X86.3X139.7 #SU ASHFORD PH VIII #PR 55-6474 |
| Legal Subdivision | ASHFORD |
| Legal Lot Number | 86,188 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | DUTCH FORK |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 10312 |
Source: Richland County records, as of July 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 203 E CREEK CT, IRMO, SC 29063-9095 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 19, 2026 | Deed of Trust, Mortgage · VA Mortgage PLANET HOME LENDING LLC |
| Aug 5, 2022 | Deed, Transfer · Conventional Mortgage PALMETTO CITIZENS FCU |
| Nov 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST HERITAGE MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 7, 2024 · Amount on Record |
| Deed Sale | May 7, 2024 · Amount on Record |
| Prior Sale | Aug 5, 2022 · Amount on Record |
| Deed Document Number | 202419501 |
| Deed Book / Page | 2921 / 1174 |
| Prior Transfer Date | May 21, 2010 |
| Prior Transfer Doc | 0016082643 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 203 E CREEK CT, IRMO, SC 29063-9095 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2026 |
| Title Company | SOURCEPOINT TITLE SVCS, SOURCEPOINT INC |
| Name | Verified Name |
|---|---|
| Address | 203 E CREEK CT, IRMO, SC 29063-9095 |
| Document Number | 0031003337 |
|---|---|
| Date | Feb 19, 2026 |
| Book Page | 3100/3337 |
| Instrument | 2026007863 |
| Name | PLANET HOME LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MERIDEN, CT 06450 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Aug 5, 2022 |
| Property Address | 203 E CREEK CT, IRMO, SC 29063-9095 |
| Document Number | 0027682277 |
| Book / Page | 2768 / 2277 |
| Map Reference | MB 55 PG 6474 |
| Instrument Date | Aug 3, 2022 |
| Instrument | 2022044465 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $650.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 203 E CREEK CT, IRMO, SC 29063-9095 |
| Document Number | 2022044466 |
|---|---|
| Date | Aug 5, 2022 |
| Instrument | 2022044466 |
| Name | PALMETTO CITIZENS FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 203 E CREEK CT, IRMO, SC 29063-9095 |
| Document Number | 2555/3283 |
| Instrument Date | Nov 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 203 E CREEK CT IRMO SC 290639095, IRMO, SC 29063-9095 |
| Document Number | 2555/3283 |
|---|---|
| Date | Nov 30, 2020 |
| Book Page | 002555/003283 |
| Instrument | 65299 |
| Name | FIRST HERITAGE MTG |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 29, 2035 |
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Unified School District | Lexington School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,427.00 (+18.07%) | $6,072 (-97.71%) | $295,000 (+11.03%) Land $36,000 Building $259,000 |
| 2024 | $265,700 (+4,275.82%) Land $36,000 Building $229,700 | $265,700 (+75.03%) Land $36,000 Building $229,700 | |
| 2023 | $7,137.00 (+415.68%) | $6,072 (+0.03%) | $151,800 (-14.53%) |
| 2021 | $1,384.00 | $6,070 | $177,600 Land $28,800 Building $148,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 86% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CarolinaConnect Cooperative Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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