203 E Carpenter St, Jerseyville, IL 62052 Property Records

Jersey County property record for 203 E Carpenter St, Jerseyville, IL 62052

Property Summary

Property Type	Single Family Home
Details	702 sqft · built 1920
Lot Size	0.154 acres (6,696 sqft)
Owner	2 Individual Names on File
Last Sale	$30,000 (Apr 2022)
Tax Bill	$1,817 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-650-005-10`

Property Details

APN / Parcel Number

Primary APN	`04-650-005-10`
Alternative APN	`650-005-10`

Interior

Stories	1 Story
Building Area	702 sqft Total Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	6,696 sqft (0.154 acres)
Lot Dimensions	124 ft deep x 54 ft wide

Location & Zoning

Account Number	650-005-10
Street Address	203 E CARPENTER ST
City	JERSEYVILLE
State	IL
Zip	62052-1830
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUB DIV LOTS 5 & 6 OF JOHNSON'S ADDITION E1/2 SW1/4 LOT 5 6-00 43.5K, 7-78 9K 1920 1STY/BSMT 702SQ 54X124 LOT
Legal Subdivision	JOHNSONS ADDITION
Legal Lot Number	5,5,6
Jurisdiction	JERSEY IL
Township / Civil Division	JERSEY
Census Block Group	2
Census Block	2066
Census Tract	10100

Owner

203 E Carpenter St is owned and occupied by two individuals who bought it in April 2022.

Source: Jersey County records, as of October 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	203 E CARPENTER ST, JERSEYVILLE, IL 62052-1830
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF CALHOUN COUNTY
Apr 6, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage BANK OF CALHOUN COUNTY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2022 · Amount on File
Deed Sale	Apr 6, 2022 · Amount on File
Deed Document Number	2022167720
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JERSEY IL
Recording Date	Sep 28, 2026
Property Address	203 E CARPENTER ST, JERSEYVILLE, IL 62052-1830
Document Number	0000181254
Instrument Date	Sep 16, 2026
Instrument	2026181254
Transaction Type	Mortgage
Record Updated	Oct 9, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23193 EAGLE CT, JERSEYVILLE, IL 62052-3596

Mortgage

Document Number	0000181254,
Date	Sep 28, 2026
Instrument	2026181254

Lender

Name	BANK OF CALHOUN COUNTY

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Dec 16, 2031

Interest

Max Rate	-1%

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JERSEY IL
Recording Date	Apr 6, 2022
Property Address	203 E CARPENTER ST, JERSEYVILLE, IL 62052-1830
Document Number	202200167720
Instrument Date	Apr 6, 2022
Instrument	202200167720
Transaction Type	Transfer
Record Updated	Apr 27, 2022
Title Company	PREFERRED TITLE, PREFERRED TITLE & ESCROW INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

Mortgage

Document Number	202200167721
Date	Apr 6, 2022
Instrument	202200167721

Lender

Name	BANK OF CALHOUN COUNTY

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 203 E Carpenter St was $1,817, up 5.3% from the year before.

Source: Jersey County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Jersey County
County Subdivision	Jersey Township
Municipality	Jerseyville City
Unified School District	Jersey Community Unit School District 100 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,817.00 (+5.27%)	$24,190 Land $4,300 Building $19,890	$72,570 Land $12,900 Building $59,670
2024	$1,726.00
2022	$1,599.00	$19,480 Land $3,355 Building $16,125	$58,440 Land $10,065 Building $48,375

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 203 E Carpenter St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective April 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1979–1982)
Most Recent Claim	Dec 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 203 E Carpenter St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-JERSEYVILLE serves 8,412 people · EPA ID IL0830250
Water Source	Groundwater
Last State Inspection	May 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Sparklight Cable	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Grafton Technologies.

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