203 E 5th St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 203 E 5th St, Oswego, NY 13126

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,143 sqft · built 1900
Lot Size	0.134 acres (5,850 sqft)
Owner	Individual Name on Record
Last Sale	$65,000 (Feb 2026)
Tax Bill	$1,676 (2025)
Deeds & Mortgages	Feb 2026 Sale Sep 2025 Transfer
Flood Zone	Zone X (minimal risk)
APN	`351200 128.73-02-40`

Property Details

APN / Parcel Number

Primary APN	`351200 128.73-02-40`
Alternative APNs	`120012807300020400000000` `2471`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,143 sqft Living Area
1st Floor Area	862 sqft
Upper Floors Area	281 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Composition/Composite
Lot Area	5,850 sqft (0.134 acres)
Lot Dimensions	117 ft deep x 50 ft wide
Porch	Slab
Porch Area	398 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	2471
Street Address	203 E 5TH ST
City	OSWEGO
State	NY
Zip	13126-3210
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TN1
Legal Subdivision	HAMILTONS GORE
Legal Block	2
Legal Lot Number	40.000
Jurisdiction	OSWEGO NY
Township / Civil Division	OSWEGO
Census Block Group	3
Census Block	3018
Census Tract	21604

Owner

Source: Oswego County and Oswego City records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	81 HOLLY LN # 14, 14, CHARLOTTE, NC 28270
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2026	Warranty Deed, Transfer
Sep 25, 2025	Intrafamily Transfer, Transfer GATEWAY ABSTRACT, GATEWAY ABSTRACT INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 25, 2026 · Amount on Record
Deed Sale	Feb 25, 2026 · Amount on Record
Deed Document Number	2026R2026001613
Prior Transfer Date	Sep 25, 2025
Prior Transfer Doc	0000008435
Record Updated	Jun 8, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Feb 25, 2026
Property Address	203 E 5TH ST, OSWEGO, NY 13126-3210
Document Number	0000001613
Instrument Date	Feb 25, 2026
Instrument	R-2026-001613
Transaction Type	Transfer
Record Updated	Mar 25, 2026

Transaction

Amount	Amount Recorded
Tax	$260.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4062 COUNTY ROUTE 57, OSWEGO, NY 13126-6401

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81 HOLLY LN # 14, 14, CHARLOTTE, NC 28270

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSWEGO NY
Recording Date	Sep 25, 2025
Property Address	203 E 5TH ST, OSWEGO, NY 13126-3210
Document Number	0000008435
Instrument Date	Sep 25, 2025
Instrument	R-2025-008435
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	GATEWAY ABSTRACT, GATEWAY ABSTRACT INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	203 E 5TH ST, OSWEGO, NY 13126-3210

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4062 COUNTY ROUTE 57, OSWEGO, NY 13126-6401

Tax Assessment & Valuation

Source: Oswego County and Oswego City assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
Municipality	Oswego City
Unified School District	Oswego City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,676.00 (-43.38%)	$85,000 (-13.27%) Land $19,400 Building $65,600	$85,000 (-13.27%) Land $19,400 Building $65,600
2024	$2,960.00 Homeowner's exemption Senior Citizen's exemption	$98,000 (+84.91%) Land $19,400 Building $78,600	$98,000 (+53.47%) Land $19,400 Building $78,600
2023		$53,000 Land $13,000 Building $40,000	$63,855 Land $15,663 Building $48,192

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1984)
Most Recent Claim	Apr 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSWEGO CITY serves 29,400 people · EPA ID NY3704361
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 879 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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