203 E 40th St, Norfolk, VA 23504 Property Records

Norfolk City property record for 203 E 40th St, Norfolk, VA 23504

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,792 sqft · built 1938
Lot Size	0.129 acres (5,628 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (Apr 2006)
Tax Bill	$3,896 (2025)
Deeds & Mortgages	Sep 2020 Refinance
APN	`25296400`

Property Details

APN / Parcel Number

Primary APN	`25296400`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,792 sqft Living Area
Attic	Attic
Attic Area	1,748 sqft
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Architectural Style	Conventional
Exterior Material	Wood Shingle
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,628 sqft (0.129 acres)
Garage Type	Detached
Garage Area	180 sqft

Exterior Amenities

Porch	Porch
Porch Area	60 sqft
Deck Area	Deck Area
Patio Area	75 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	203 E 40TH ST
City	NORFOLK
State	VA
Zip	23504-1007
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	36 BLK B RIVERVIEW PK
Legal Subdivision	RIVERVIEW PARK
Legal Block	B
Jurisdiction	NORFOLK CITY VA
Township / Civil Division	NORFOLK
Census Block Group	1
Census Block	1003
Census Tract	2800

Owner

Source: Norfolk City assessment roll, APN 25296400, as of September 25, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	8965 BELGRAVE AVE, NORFOLK, VA 23503-4302
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 04, 2006 · Amount on Record
Deed Sale	Apr 04, 2006 · Amount on Record
Deed Document Number	200614877
Last Transfer Date	Jan 28, 2016
Transfer Doc	0000002306
Record Updated	Jun 08, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORFOLK CITY VA
Property Address	203 E 40TH ST, NORFOLK, VA 23504-1007
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200022737
Date	Sep 22, 2020
Instrument	200022737

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Norfolk City assessment roll as of September 25, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Norfolk City
Unified School District	Norfolk City Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,896.00 (+6.65%)	$316,800 (+8.38%) Land $105,000 Building $211,800	$316,800 (+8.38%) Land $105,000 Building $211,800
2023	$3,653.00	$292,300 Land $105,000 Building $187,300	$292,300 Land $105,000 Building $187,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 517100028001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 92 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	119 units insured incl. 27 condo units
Nearby Flood Claims	147 (1982–2019)
Claims Outside the SFHA	20 of 147
Most Recent Claim	Jun 2019 · river or lake flooding
Claims by Event	Hurricane Irene, Aug 2011 · 18 claims Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east, Nov 2009 · 39 claims Hurricane Isabel, Sep 2003 · 32 claims

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 453 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
Cox Communications Cable	2,000 / 100

May also be available: T-Mobile USA, Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system VA3710100, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF NORFOLK serves 234,220 people
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.