203 E 2nd St, Sanborn, IA 51248 Property Records

O'Brien County property record for 203 E 2nd St, Sanborn, IA 51248

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,190 sqft · built 1905
Lot Size	0.228 acres (9,940 sqft)
Owner	Individual Name on File
Last Sale	$17,500 (Sep 2014)
Tax Bill	$758 (2025)
Deeds & Mortgages	May 2026 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`0025850000`

Property Details

APN / Parcel Number

Primary APN	`0025850000`
Alternative APN	`0000258500`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,190 sqft Living Area
1st Floor Area	368 sqft
Basement Area	932 sqft
Unfinished Basement	564 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Architectural Style	A-Frame
Exterior Material	Stone
Construction Type	Stone
Roof Type	Gable
Roof Material	Wood
Lot Area	9,940 sqft (0.228 acres)
Lot Dimensions	142 ft deep x 70 ft wide
Garage Type	Detached
Garage Area	780 sqft
Porch	Slab
Porch Area	146 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	203 E 2ND ST
City	SANBORN
State	IA
Zip	51248-7700
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIGINAL TOWN W 20 OF LOT 7 & ALL OF LOT 8 BLK 16
Legal Subdivision	SANBORN
Legal Block	16
Legal Lot Number	7,8
Jurisdiction	O'BRIEN IA
Township / Civil Division	FRANKLIN
Census Block Group	3
Census Block	3040
Census Tract	490200

Owner

203 E 2nd St is owned and occupied by an individual who acquired it in July 2025.

Source: O'Brien County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	203 E 2ND ST, SANBORN, IA 51248-7700
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2014 · Amount on File
Deed Sale	Sep 29, 2014 · Amount on File
Deed Document Number	20142315
Last Transfer Date	Jul 23, 2025
Transfer Doc	0000001644
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Recording Date	May 28, 2026
Property Address	203 E 2ND ST, SANBORN, IA 51248-7700
Document Number	0020261549
Instrument Date	May 22, 2026
Instrument	20261549
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 E 2ND ST, SANBORN, IA 51248-7700

Mortgage

Document Number	0000001549,
Date	May 28, 2026
Instrument	20261549

Lender

Name	IOWA STATE BANK

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	May 22, 2027

Interest

Rate	6.23%
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 203 E 2nd St was $758 with a homeowner's exemption, up 16.4% from the year before.

Source: O'Brien County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	O'Brien County
Municipality	Sanborn City
Unified School District	Hartley-Melvin-Sanborn Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$758.00 (+16.44%) Homeowner's exemption	$67,580 Land $13,300 Building $54,280	$67,580 Land $13,300 Building $54,280
2024	$651.00
2023		$55,410 (+87.96%) Land $13,300 Building $42,110	$55,410 Land $13,300 Building $42,110
2022	$346.00 Homeowner's exemption	$29,480 Land $12,250 Building $17,230
2021			$29,480 Land $12,250 Building $17,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 203 E 2nd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 16, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 203 E 2nd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANBORN WATER SUPPLY serves 1,392 people · EPA ID IA7165025
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Premier Communications Fiber	1,000 / 1,000
The Community Agency Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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