203 E 2nd St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 203 E 2nd St, Oswego, NY 13126

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,264 sqft · built 1900
Lot Size	0.075 acres (3,300 sqft)
Owner	Individual Name on Record
Last Sale	$56,000 (Jan 2012)
Tax Bill	$2,006 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Nov 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`351200 128.64-06-49`

Property Details

APN / Parcel Number

Primary APN	`351200 128.64-06-49`
Alternative APNs	`120012806400060490000000` `0919`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,264 sqft Living Area
1st Floor Area	904 sqft
Upper Floors Area	240 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	3,300 sqft (0.075 acres)
Lot Dimensions	100 ft deep x 33 ft wide
Porch	Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0919
Street Address	203 E 2ND ST
City	OSWEGO
State	NY
Zip	13126-3102
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TN2
Legal Subdivision	HAMILTONS GORE
Legal Block	6
Legal Lot Number	49.000
Jurisdiction	OSWEGO NY
Township / Civil Division	OSWEGO
Census Block Group	3
Census Block	3022
Census Tract	21604

Owner

Source: Oswego County and Oswego City records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	203 E 2ND ST, OSWEGO, NY 13126-3102
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2023	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE
Nov 1, 2018	Deed of Trust, Mortgage COMPASS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 27, 2012 · Amount on Record
Deed Sale	Jan 27, 2012 · Amount on Record
Prior Sale	Jan 27, 2012 · Amount on Record
Deed Document Number	2012835
Record Updated	Jun 8, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	203 E 2ND ST, OSWEGO, NY 13126-3102
Transaction Type	Mortgage
Record Updated	Mar 7, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	68 DUTCH RIDGE RD, OSWEGO, NY 13126-6410

Mortgage

Document Number	0000001505
Date	Feb 15, 2023
Instrument	R-2023-001505

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2053

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	203 E 2ND ST, OSWEGO, NY 13126-3102
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	VANGUARD RESEARCH & TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010782
Date	Nov 1, 2018
Instrument	R-2018-010782

Lender

Name	COMPASS FCU
Type	Credit Union
Address	OSWEGO, NY 13126

Agreement

Amount	Amount Recorded
Term	359 Months
Due	Oct 29, 2048

Tax Assessment & Valuation

Source: Oswego County and Oswego City assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
Municipality	Oswego City
Unified School District	Oswego City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,006.00	$107,000 (+92.79%) Land $17,000 Building $90,000	$107,000 (+60.02%) Land $17,000 Building $90,000
2023		$55,500 Land $9,900 Building $45,600	$66,867 Land $11,928 Building $54,939

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1984)
Most Recent Claim	Apr 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSWEGO CITY serves 29,400 people · EPA ID NY3704361
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 879 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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