203 E 106th St, Carmel (Indianapolis), IN 46280 Property Records

Hamilton County property record for 203 E 106th St, Carmel, IN 46280

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 988 sqft · built 1959
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Tax Bill	$1,267 (2024)
Deeds & Mortgages	Jul 2021 Mortgage Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-13-11-202-001.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-13-11-202-001.000-018`
Alternative APNs	`291311202001000003` `1713110202001000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	988 sqft Living Area
1st Floor Area	988 sqft
Family Room	Family Room

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1971
Architectural Style	Other
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	100 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	315 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1713110202001000
Old Parcel Number	291311202001000003
Street Address	203 E 106TH ST
City	CARMEL
State	IN
Zip	46280-1373
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .00, SECTION 11, TOWNSHIP 17, RANGE 3, PENN VIEW HEIGHTS, LOT 27
Legal Range	03
Legal Township	17
Legal Section	11
Legal Subdivision	PENN-VIEW HEIGHTS 1ST SEC
Legal Lot Number	27
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	3
Census Block	3002
Census Tract	111104

Owner

203 E 106th St is owned and occupied by an individual who acquired it in September 2017.

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	203 E 106TH ST, CARMEL, IN 46280-1373
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC
Sep 12, 2017	Warranty Deed, Transfer · FHA Mortgage ROYAL UNITED MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 2017
Deed Sale	Sep 12, 2017
Prior Sale	Oct 15, 2012
Deed Document Number	2017045349
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	203 E 106TH ST, CARMEL, IN 46280-1373
Transaction Type	Mortgage
Record Updated	Oct 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021050814
Date	Jul 13, 2021
Instrument	2021050814

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Sep 12, 2017
Property Address	203 E 106TH ST, CARMEL, IN 46280-1373
Document Number	2017045349
Map Reference	DD139 PG355
Instrument Date	Sep 11, 2017
Instrument	2017045349
Transaction Type	Transfer
Record Updated	Oct 22, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 E 16TH ST, INDIANAPOLIS, IN 46202-2501

Mortgage

Document Number	2017045350
Date	Sep 12, 2017
Instrument	2017045350

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$163,800 (+9.57%) Land $47,100 Building $116,700	$163,800 (+9.57%) Land $47,100 Building $116,700
2024	$1,267.00 (+3.26%)	$149,500 (-) Land $47,100 Building $102,400	$149,500 (-) Land $47,100 Building $102,400
2023	$1,227.00 (+8.11%)	$149,500 (+17.62%) Land $47,100 Building $102,400	$149,500 (+17.62%) Land $47,100 Building $102,400
2022	$1,135.00	$127,100 Land $47,100 Building $80,000	$127,100 Land $47,100 Building $80,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 203 E 106th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 203 E 106th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet, Xfinity.

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