203 Dena Ct, Merced, CA 95341 Property Records

Merced County property record for 203 Dena Ct, Merced, CA 95341

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,475 sqft · built 2019
Lot Size	0.123 acres (5,348 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,901 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Apr 2024 Mortgage + 7 more
Flood Zone	Zone AO (high risk)
APN	`259-297-018-000`

Property Details

APN / Parcel Number

Primary APN	`259-297-018-000`
Alternative APN	`259-297-018`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,475 sqft Living Area
1st Floor Area	1,475 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	5,348 sqft (0.123 acres)
Garage Type	Attached
Garage Area	486 sqft
Parking Spaces	2 Parking Spaces
Patio Area	47 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	259-297-018
Street Address	203 DENA CT
City	MERCED
State	CA
Zip	95341-7047
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	CYPRESS TERRACE EAST LOT 68
Legal Subdivision	CYPRESS TERRACE EAST
Legal Lot Number	68
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	1
Census Block	1012
Census Tract	1604

Owner

Source: Merced County assessment roll, as of July 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	203 DENA CT, MERCED, CA 95341-7047
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Apr 18, 2024	Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC
Apr 18, 2024	Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC AS AGENT UNDER LIMITED POA
Jan 26, 2022	Intrafamily Transfer, Transfer · FHA Mortgage ENVOY MORTGAGE LTD
Jan 26, 2022	Grant Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Jan 26, 2022	Grant Deed, Transfer · FHA Mortgage ENVOY MORTGAGE LTD
Aug 6, 2019	Grant Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC
Jun 1, 2018	Grant Deed, Construction Loan · Line of Credit HOUSING CAP
Jun 27, 2017	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 26, 2022
Deed Sale	Jan 26, 2022
Prior Sale	Jan 26, 2022 · Amount on Record
Deed Document Number	20224221
Prior Transfer Date	Jan 24, 2022
Prior Transfer Doc	0000004221
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Recording Date	Jun 1, 2026
Property Address	203 DENA CT, MERCED, CA 95341-7047
Document Number	0000014149
Instrument Date	May 7, 2026
Instrument	202614149
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 DENA CT, MERCED, CA 95341-7047
Investor	Possibly a Property Investor

Mortgage

Document Number	0000014149,
Date	Jun 1, 2026
Instrument	202614149

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	308 Months
Due	Feb 1, 2052

Interest

Rate	6.37%
Max Rate	-1%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	203 DENA CT, MERCED, CA 95341-7047
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 DENA CT, MERCED, CA 95341-7047
Investor	Possibly a Property Investor

Mortgage

Document Number	0000008633
Date	Apr 18, 2024
Instrument	2024008633

Lender

Name	LOANCARE LLC
Type	Mortgage Company
Address	IRVINE, CA 92602

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	334 Months
Due	Feb 1, 2052

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	203 DENA CT, MERCED, CA 95341-7047
Transaction Type	Mortgage
Record Updated	May 20, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 DENA CT, MERCED, CA 95341-7047

Mortgage

Document Number	0000008633
Date	Apr 18, 2024
Instrument	2024008633

Lender

Name	LOANCARE LLC AS AGENT UNDER LIMITED POA
Type	Non-Lending Institution
Address	320 COMMERCE STE 100, IRVINE, CA 92602

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	334 Months
Due	Feb 1, 2052

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCED CA
Recording Date	Jan 26, 2022
Property Address	203 DENA CT, MERCED, CA 95341-7047
Document Number	0000004221
Map Reference	MB 75 PG 21-25
Instrument Date	Jan 24, 2022
Instrument	2022004221
Transaction Type	Transfer
Record Updated	Feb 18, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 DENA CT, MERCED, CA 95341-7047
Investor	Possibly a Property Investor

Mortgage

Document Number	0000004222
Date	Jan 26, 2022
Instrument	2022004222

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company
Address	HOUSTON, TX 77043

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

January 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Jan 26, 2022
Property Address	203 DENA CT, MERCED, CA 95341-7047
Document Number	0000004220
Map Reference	MB 75 PG 21-25
Instrument Date	Jan 7, 2022
Instrument	2022004220
Transaction Type	Transfer
Record Updated	Feb 18, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	203 DENA CT, MERCED, CA 95341-7047

January 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Jan 26, 2022
Property Address	203 DENA CT, MERCED, CA 95341-7047
Document Number	0000004220
Map Reference	MB 75 PG 21-25
Instrument Date	Jan 7, 2022
Instrument	2022004220
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	203 DENA CT, MERCED, CA 95341-7047
Investor	Possibly a Property Investor

Mortgage

Document Number	0000004222
Date	Jan 26, 2022
Instrument	2022004222

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Aug 6, 2019
Property Address	203 DENA CT, MERCED, CA 95341-7047
Document Number	0000024035
Map Reference	MB 75 PG 21-25
Instrument Date	Jul 11, 2019
Instrument	2019024035
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	203 DENA CT, MERCED, CA 95341-7047

Mortgage

Document Number	0000024036
Date	Aug 6, 2019
Instrument	2019024036

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Mortgage

Document Number	0000024038
Date	Aug 6, 2019
Instrument	2019024038

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Jun 1, 2018
Property Address	203 DENA CT, MERCED, CA 95341-7047
Document Number	0000016432
Instrument Date	May 10, 2018
Instrument	16432
Transaction Type	Construction Loan
Record Updated	Jul 9, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$1,667.60
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	923 E PACHECO BLVD #C LOS BANOS CA 936354327, C, LOS BANOS, CA 93635-4327

Mortgage

Document Number	16435
Date	Jun 1, 2018
Instrument	16435

Lender

Name	HOUSING CAP
Type	Funding / Finance Company
Address	265 E RIVER PARK CIR # 460, FRESNO, CA 93720-1581

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MERCED CA
Recording Date	Jun 27, 2017
Property Address	203 DENA CT, MERCED, CA 95341-7047
Document Number	0000020408
Instrument Date	Jun 23, 2017
Instrument	20408
Transaction Type	Transfer
Record Updated	Sep 19, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5082 N PALM AVE #B FRESNO CA 937042231, B, FRESNO, CA 93704-2231

Tax Assessment & Valuation

Source: Merced County assessment roll, as of July 16, 2025

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Secondary School District	Merced Union High School District (09 - 12)
Elementary School District	Weaver Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,901.00 (+7.1%)	$387,340 (+4.04%) Land $84,896 Building $302,444
2023	$5,510.00 (+33.12%)	$372,300 Land $81,600 Building $290,700
2022	$4,139.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 50 policies
Nearby Flood Policies	50 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 648 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
UnWired Broadband Holding Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T.

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