203 Declaration Dr, Louisville, KY 40214 Property Records

Louisville/Jefferson County Metro Government property record for 203 Declaration Dr, Louisville, KY 40214

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 2,144 sqft · built 1989
Lot Size	0.353 acres (15,420 sqft)
Owner	2 Individual Names on File
Last Sale	$240,000 (Jun 2018)
Tax Bill	$3,541 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24231500860000`

Property Details

APN / Parcel Number

Primary APN	`24231500860000`
Alternative APNs	`231500860000` `00223364`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,144 sqft Finished Area
Basement Area	1,018 sqft
Finished Basement	450 sqft
Flooring	Covered
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,420 sqft (0.353 acres)
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00223364
Street Address	203 DECLARATION DR
City	LOUISVILLE
State	KY
Zip	40214-4373
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5-RESIDENTIAL SINGLE FAM
Legal Description	LOT 86 YORKTOWN NORTH SUBDIVISION, SEC.14, PB.36 PG.23; 0.3540 AC +/-
Legal Subdivision	YORKTOWN NORTH SUBDIVISION
Legal Lot Number	86
Jurisdiction	JEFFERSON KY
Township / Civil Division	POND CREEK
Census Block Group	4
Census Block	4000
Census Tract	9106

Owner

Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	203 DECLARATION DR, LOUISVILLE, KY 40214-4373
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2023	Deed of Trust, Mortgage · FHA Mortgage MUTUAL OF OMAHA MORTGAGE INC
Jun 5, 2018	Warranty Deed, Transfer · Conventional with PMI COMMONWEALTH BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2018 · Amount on File
Deed Sale	Jun 5, 2018 · Amount on File
Prior Sale	May 25, 2016 · Amount on File
Deed Document Number	12087534
Deed Book / Page	11164 / 809
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	203 DECLARATION DR, LOUISVILLE, KY 40214-4373
Transaction Type	Mortgage
Record Updated	Apr 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000068873
Date	Apr 10, 2023
Book Page	M 18459/806
Instrument	2023068873

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON KY
Recording Date	Jun 5, 2018
Property Address	203 DECLARATION DR, LOUISVILLE, KY 40214-4373
Document Number	0111640809
Book / Page	011164 / 000809
Instrument Date	Jun 1, 2018
Instrument	128129
Transaction Type	Transfer
Record Updated	Jun 21, 2018
Title Company	KENTUCKIANA TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	203 DECLARATION DR LOUISVILLE KY 402144373, LOUISVILLE, KY 40214-4373

Mortgage

Document Number	155470738
Date	Jun 5, 2018
Book Page	015547/000738
Instrument	128130

Lender

Name	COMMONWEALTH BK
Type	Bank
Address	LOUISVILLE, KY 40222

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 4, 2048

Mortgage

Document Number	155470762,
Date	Jun 5, 2018
Book Page	015547/000762
Instrument	128131

Lender

Name	KENTUCKY HSNG
Address	FRANKFORT, KY 40601

Agreement

Amount	Amount on Record
Term	120 Months
Due	Jun 4, 2028

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Consolidated City	Louisville/Jefferson County Metro Government
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,541.00 (+18.67%)	$340,200 (+25.17%) Land $21,260 Building $318,940
2024			$340,200 (+25.17%) Land $21,260 Building $318,940
2023	$2,984.00 (-0.37%)	$271,780 (-) Land $27,300 Building $244,480	$271,780 (-) Land $27,300 Building $244,480
2022	$2,995.00	$271,780 Land $27,300 Building $244,480	$271,780 Land $27,300 Building $244,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 543 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
BluegrassNet Fixed Wireless	100 / 100

May also be available: T-Mobile, Verizon.

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