203 Culpeper Rd, New Bern, NC 28562 Property Records

Craven County property record for 203 Culpeper Rd, New Bern, NC 28562

Property Summary

Property Type	Residential Vacant Land
Lot Size	1.15 acres (50,442 sqft)
Owner	2 Individual Names on File
Last Sale	$65,000 (Mar 2021)
Tax Bill	$222 (2026)
Deeds & Mortgages	Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8-205-4-027`

Property Details

APN / Parcel Number

Primary APN	`8-205-4-027`
Alternative APN	`122346`

Exterior

Lot Area	50,442 sqft (1.15 acres)

Location & Zoning

Account Number	122346
Street Address	203 CULPEPER RD
City	NEW BERN
State	NC
Zip	28562-3708
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	27 GOVERNORS MILL
Legal Subdivision	GOVERNORS MILL
Jurisdiction	CRAVEN NC
Township / Civil Division	8
Census Block Group	2
Census Block	2048
Census Tract	960401

Owner

203 Culpeper Rd, residential vacant land, is owned by two individuals who bought it in March 2021.

Source: Craven County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	210 EASTCHURCH RD, NEW BERN, NC 28562-3715
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2021 · Amount on File
Deed Sale	Mar 25, 2021 · Amount on File
Prior Sale	Dec 31, 2003 · Amount on File
Deed Document Number	202110072302
Deed Book / Page	3661 / 674
Record Updated	Oct 29, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Mar 25, 2021
Property Address	203 CULPEPER RD, NEW BERN, NC 28562-3708
Document Number	3661/674
Book / Page	3661 / 674
Map Reference	CAB D SL 776&776A
Instrument Date	Mar 24, 2021
Instrument	10072302
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$130.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	204 CULPEPER RD, 204, NEW BERN, NC 28562-3708

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	210 EASTCHURCH RD, NEW BERN, NC 28562-3715

Mortgage

Document Number	3661678
Date	Mar 25, 2021
Instrument	3661/678

Lender

Name	UNITED BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Apr 1, 2026
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	6.12%
Index	1-Year CMT
Margin	4
Max Rate	10.1%

Tax Assessment & Valuation

The 2026 property tax bill for 203 Culpeper Rd was $222.

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$222.00	$47,280 (-) Land $47,280	$47,280 (-) Land $47,280
2025		$47,280 Land $47,280	$47,280 Land $47,280
2024	$222.00
2023	$222.00	$47,280 Land $47,280	$47,280 Land $47,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 203 Culpeper Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 42 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	42 in force
Nearby Flood Claims	4 (1996–2018)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 203 Culpeper Rd is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 65% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NEW BERN serves 37,884 people · EPA ID NC0425010
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20