Clay County property record for 203 Commerce St E, Fort Gaines, GA 39851
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,144 sqft · built 1900 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Company Name on File |
| Tax Bill | $872 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | F06-014 |
| Primary APN | F06-014 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,144 sqft Heated Area |
| Flooring | Softwood |
| Interior Walls | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 5,663 sqft (0.13 acres) |
| Lot Dimensions | 60 ft deep x 100 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 220 sqft |
| Porch | Enclosed Porch |
| Porch Area | 35 sqft |
| Cooling System | Central |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 2234 |
|---|---|
| Old Parcel Number | F06 014 |
| Street Address | 203 COMMERCE ST E |
| City | FORT GAINES |
| State | GA |
| Zip | 39851 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIAL |
| Legal Description | H\L COMMERCE ST |
| Jurisdiction | CLAY GA |
| Township / Civil Division | FORT GAINES |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 960300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Fort Gaines Historic District listed 1984 · 327 contributing resources · NRIS 84000970 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
203 Commerce St E is owned by a company that acquired it in November 2017.
Source: Clay County records, as of February 23, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 55, FORT GAINES, GA 39851-0055 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 6, 2017 |
| Deed Sale | Nov 6, 2017 |
| Prior Sale | Sep 6, 2013 |
| Deed Document Number | 0000077484 |
| Prior Transfer Date | Sep 18, 2013 |
| Prior Transfer Doc | 2013-000183 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 203 Commerce St E was $872.
Source: Clay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Clay County |
| Municipality | Fort Gaines City |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $872.00 | $8,196 Land $276 Building $7,920 | $20,490 Land $690 Building $19,800 |
| 2023 | $497.00 | $8,196 Land $276 Building $7,920 | $20,490 Land $690 Building $19,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 203 Commerce St E in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 203 Commerce St E is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 91% of Georgia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FORT GAINES serves 1,399 people · EPA ID GA0610001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Windstream DSL · Fiber in parts of the area | 200 / 20 |
5G (outdoors only) and 4G LTE
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