203 Cole Dr, Yankton, SD 57078 Property Records

Yankton County property record for 203 Cole Dr, Yankton, SD 57078

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,215 sqft · built 2017
Lot Size	0.164 acres (7,130 sqft)
Owner	Individual Name on File
Last Sale	$235,000 (Oct 2017)
Tax Bill	$4,130 (2025)
Deeds & Mortgages	Jul 2026 Transfer Oct 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`78.174.001.140`

Property Details

APN / Parcel Number

Primary APN	`78.174.001.140`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,215 sqft Living Area
Basement Area	1,215 sqft
Finished Basement	1,215 sqft
Unfinished Basement	1,215 sqft
Flooring	Other

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,130 sqft (0.164 acres)
Garage Type	Attached
Garage Area	698 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	203 COLE DR
City	YANKTON
State	SD
Zip	57078-8501
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 14 BLK 1 DROTZMANNS ADDN
Legal Subdivision	DROTZMANNS ADDN
Legal Block	1
Legal Lot Number	14
Jurisdiction	YANKTON SD
Township / Civil Division	YANKTON
Census Block Group	1
Census Block	1028
Census Tract	966302

Owner

203 Cole Dr is owned and occupied by an individual who acquired it in May 2026.

Source: Yankton County records, as of October 1, 2026

Owner of Record	Individual Name on File
Mailing Address	203 COLE DR, YANKTON, SD 57078-8501
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Oct 25, 2022	Deed of Trust, Mortgage · FHA Mortgage AMERISAVE MORTGAGE CORP
Oct 3, 2017	Warranty Deed, Transfer · FHA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2017 · Amount on File
Deed Sale	Oct 3, 2017 · Amount on File
Deed Book / Page	537 / 30
Last Transfer Date	May 27, 2026
Transfer Doc	0000214536
Record Updated	Oct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	YANKTON SD
Recording Date	Jul 27, 2026
Property Address	203 COLE DR, YANKTON, SD 57078-8501
Document Number	0000214536
Book / Page	585 / 64
Instrument Date	May 27, 2026
Instrument	2026214536
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 COLE DR, YANKTON, SD 57078-8501

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YANKTON SD
Property Address	203 COLE DR, YANKTON, SD 57078-8501
Transaction Type	Mortgage
Record Updated	Nov 18, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000567/324
Date	Oct 25, 2022
Book Page	567/324

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YANKTON SD
Recording Date	Oct 3, 2017
Property Address	203 COLE DR, YANKTON, SD 57078-8501
Document Number	537/030
Book / Page	537 / 030
Map Reference	MB S20 PG 118
Instrument Date	Oct 2, 2017
Transaction Type	Transfer
Record Updated	Oct 26, 2021
Title Company	YANKTON TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$235.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	623 AUGUSTA CIR, 623, YANKTON, SD 57078-5304

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	203 COLE DR, YANKTON, SD 57078-8501

Mortgage

Document Number	537031
Date	Oct 3, 2017
Instrument	537/031

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 203 Cole Dr was $4,130.

Source: Yankton County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Yankton County
Municipality	Yankton City
Unified School District	Yankton School District 63-3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$316,900 (-) Land $20,500 Building $296,400	$316,900 Land $20,500 Building $296,400
2025	$4,130.00	$316,900 Land $20,500 Building $296,400
2023		$277,700 Land $20,500 Building $257,200
2022	$3,716.00
2021			$227,400 Land $20,500 Building $206,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 203 Cole Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective February 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2001–2019)
Most Recent Claim	May 2019 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 203 Cole Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YANKTON serves 15,411 people · EPA ID SD4600423
Water Source	Groundwater
Last State Inspection	Aug 2023
Also Mapped Here	BY WATER DISTRICT
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60
Bluepeak Cable · Fiber in parts of the area	1,000 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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