203 Co Rd 4920, Troup, TX 75789 Property Records

Cherokee County property record for 203 Co Rd 4920, Troup, TX 75789

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,632 sqft · built 1975
Lot Size	0.998 acres (43,473 sqft)
Owner	Individual Name on File
Tax Bill	$3,343 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Apr 2024 Reverse Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`681100-00000-0005000`

Property Details

APN / Parcel Number

Primary APN	`681100-00000-0005000`
Alternative APN	`429562000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	1,632 sqft Living Area
Gross Area	2,589 sqft
1st Floor Area	1,632 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,473 sqft (0.998 acres)
Garage Type	Attached
Garage Area	441 sqft
Porch	Porch
Porch Area	381 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	681100-00000-0005000
Street Address	203 COUNTY ROAD 4920
City	TROUP
State	TX
Zip	75789-6732
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 BLK RURAL SUB DIV LONG S F - TISD
Legal Subdivision	S F LONG ADDITION NEAR MIXON
Legal Lot Number	5
Jurisdiction	CHEROKEE TX
Township / Civil Division	MOUNT SELMAN
Census Block Group	1
Census Block	1052
Census Tract	950201

Owner

203 Co Rd 4920 is owned and occupied by an individual.

Source: Cherokee County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	203 COUNTY ROAD 4920, TROUP, TX 75789-6732
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Deed of Trust, Mortgage · Stand-Alone First Mortgage REGIONS BANK
Apr 4, 2024	Deed of Trust, Mortgage · Reverse Mortgage REGIONS BANK
Oct 31, 2022	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
May 12, 2021	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
May 12, 2021	Deed of Trust, Mortgage · Line of Credit REGIONS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE TX
Property Address	203 COUNTY ROAD 4920, TROUP, TX 75789-6732
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 COUNTY ROAD 49, TROUP, TX 75789

Mortgage

Document Number	002910/611
Date	Dec 1, 2025
Book Page	2910/611
Instrument	745799

Lender

Name	REGIONS BANK
Type	Bank
Address	2050 PARKWAY OFFICE CIR, HOOVER, AL 35244

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	240 Months
Due	Dec 1, 2045

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE TX
Property Address	203 COUNTY ROAD 4920, TROUP, TX 75789-6732
Transaction Type	Mortgage
Record Updated	Apr 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 COUNTY ROAD 4920, TROUP, TX 75789-6732

Mortgage

Document Number	002812/663
Date	Apr 4, 2024
Book Page	2812/663
Instrument	731274

Lender

Name	REGIONS BANK
Type	Bank
Address	2050 PARKWAY OFFICE CIR, HOOVER, AL 35244

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 1, 2044

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE TX
Property Address	203 COUNTY ROAD 4920, TROUP, TX 75789-6732
Transaction Type	Mortgage
Record Updated	Nov 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 COUNTY ROAD 4920, TROUP, TX 75789-6732

Mortgage

Document Number	002730/369
Date	Oct 31, 2022
Book Page	2730/369
Instrument	718332

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE TX
Property Address	203 COUNTY ROAD 4920, TROUP, TX 75789-6732
Transaction Type	Mortgage
Record Updated	Jun 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 COUNTY ROAD 4920, TROUP, TX 75789-6732

Mortgage

Document Number	2616/592
Date	May 12, 2021
Book Page	2616/592
Instrument	699993

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	178 Months
Due	Mar 1, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE TX
Property Address	203 COUNTY ROAD 4920, TROUP, TX 75789-6732
Transaction Type	Mortgage
Record Updated	Jun 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2616/604
Date	May 12, 2021
Book Page	2616/604
Instrument	699994

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 203 Co Rd 4920 was $3,343 with exemptions applied, up 384.5% from the year before.

Source: Cherokee County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cherokee County
Unified School District	Troup Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,343.00 (+384.49%) Homeowner's exemption Senior Citizen's exemption	$267,920 (+4.35%) Land $9,650 Building $258,270	$267,920 (+4.35%) Land $9,650 Building $258,270
2025	$690.00 Homeowner's exemption Senior Citizen's exemption	$256,740 Land $9,650 Building $247,090	$256,740 Land $9,650 Building $247,090
2023		$267,350 Land $9,650 Building $257,700	$267,350 Land $9,650 Building $257,700
2022	$1,023.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 203 Co Rd 4920 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective June 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2024 · Hurricane Beryl

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 203 Co Rd 4920 is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 44% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH CHEROKEE WSC serves 6,951 people · EPA ID TX0370018
Water Source	Purchased surface water from CITY OF JACKSONVILLE
Last State Inspection	Apr 2024
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CCECA Broadband Fiber	2,000 / 2,000
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Co Rd 4920

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