203 Clover Cv, Coldwater, MS 38618 Property Records

Tate County property record for 203 Clover Cv, Coldwater, MS 38618

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,115 sqft · built 2021
Lot Size	1.5 acres (65,340 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,609 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`013 01 0002500`

Property Details

APN / Parcel Number

Primary APN	`013 01 0002500`

Interior

Bedrooms	3 Beds
Total Rooms	6 Rooms
Building Area	2,115 sqft Finished Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Lot Area	65,340 sqft (1.5 acres)

Location & Zoning

Street Address	203 CLOVER CV
City	COLDWATER
State	MS
Zip	38618-2305
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 25 DEERFIELD ESTATES S/D PHASE 3 PB 14/37
Legal Subdivision	DEERFIELD ESTATES S/D
Legal Phase	3
Legal Lot Number	25
Jurisdiction	TATE MS
Township / Civil Division	5
Census Block Group	1
Census Block	1007
Census Tract	950100

Owner

203 Clover Cv is owned and occupied by two individuals.

Source: Tate County records, as of December 22, 2025

Owner of Record	2 Individual Names on File
Mailing Address	203 CLOVER CV, COLDWATER, MS 38618-2305
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2023	Deed of Trust, Mortgage · Conventional Mortgage BANK OF BARTLETT
Jun 29, 2020	Deed of Trust, Mortgage · Commercial Mortgage SYCAMORE BANK
Jan 4, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTY BANK & TRUST COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TATE MS
Property Address	203 CLOVER CV, COLDWATER, MS 38618-2305
Transaction Type	Mortgage
Record Updated	Dec 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023/13971
Date	Nov 8, 2023
Book Page	2023/13971

Lender

Name	BANK OF BARTLETT
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TATE MS
Property Address	203 CLOVER CV, COLDWATER, MS 38618-2305
Transaction Type	Mortgage
Record Updated	Dec 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02020/9199
Date	Jun 29, 2020
Book Page	2020/9199

Lender

Name	SYCAMORE BANK

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	13 Months
Due	Jul 1, 2021

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TATE MS
Property Address	203 CLOVER CV, COLDWATER, MS 38618-2305
Transaction Type	Mortgage
Record Updated	Dec 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002021/34
Date	Jan 4, 2021
Book Page	2021/34

Lender

Name	GUARANTY BANK & TRUST COMPANY

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 203 Clover Cv was $2,609.

Source: Tate County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Tate County
Unified School District	Tate County School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,609.00	$23,775 Land $3,000 Building $20,775	$237,750 Land $30,000 Building $207,750
2023	$1,872.00	$16,378 Land $2,500 Building $13,878	$163,775 Land $25,000 Building $138,775

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 203 Clover Cv in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 3, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 203 Clover Cv is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 86% of Mississippi
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Clover Cv

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures