203 Cherry St, Wilson, NY 14172 Property Records

Niagara County and Wilson Town property record for 203 Cherry St, Wilson, NY 14172

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,472 sqft · built 1870
Lot Size0.4 acres (17,424 sqft)
Owner2 Individual Names on Record
Tax Bill$4,546 (2026)
Deeds & MortgagesAug 2021 Line of Credit
Feb 2019 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN294201 23.09-1-69

Property Details

APN / Parcel Number

Primary APN294201 23.09-1-69
Alternative APN
  • 42010230090001069000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories2 Stories
Building Area1,472 sqft Living Area
1st Floor Area856 sqft
2nd Floor Area616 sqft

Exterior

Year BuiltBuilt 1870
Effective Year BuiltEffective 1870
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area17,424 sqft (0.4 acres)
Lot Dimensions132 ft deep x 132 ft wide
Garage TypeDetached
Garage Area1,040 sqft
Parking Spaces4 Parking Spaces
PorchSlab
Porch Area224 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address203 CHERRY ST
CityWILSON
StateNY
Zip14172-9503
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-80
Legal SubdivisionHOLLAND LAND COMPANYS SURVEY
Legal Block1
Legal Lot Number69.000
JurisdictionNIAGARA NY
Township / Civil DivisionWILSON
Census Block Group1
Census Block1020
Census Tract24301

Owner

Source: Niagara County and Wilson Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 439, WILSON, NY 14172-0439
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 4, 2021Deed of Trust, Mortgage · Line of Credit
ONTARIO SHORES FCU
Feb 27, 2019Deed of Trust, Mortgage · Line of Credit
ONTARIO SHORES FCU
Jul 17, 2020Deed of Trust, Mortgage · Conventional Mortgage
ONTARIO SHRS FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNIAGARA NY
Property Address203 CHERRY ST, WILSON, NY 14172-9503
Transaction TypeMortgage
Record UpdatedSep 3, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address203 CHERRY ST, WILSON, NY 14172-9503

Mortgage

Document Number0000006073
DateAug 4, 2021
Instrument2021-16073
Lender
NameONTARIO SHORES FCU
TypeCredit Union
AddressNEWFANE, NY 14108
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueAug 3, 2031
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNIAGARA NY
Property Address203 CHERRY ST, WILSON, NY 14172-9503
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002923
DateFeb 27, 2019
Instrument2019-02923
Lender
NameONTARIO SHORES FCU
TypeCredit Union
AddressNEWFANE, NY 14108
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueFeb 26, 2029
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNIAGARA NY
Property Address203 CHERRY ST, WILSON, NY 14172-9503
Document Number0000011403
Instrument DateJul 17, 2020
Transaction TypeMortgage
Record UpdatedAug 25, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address203 CHERRY ST WILSON NY 141729503, WILSON, NY 14172-9503

Mortgage

Document Number0000011403
DateJul 24, 2020
Instrument11403
Lender
NameONTARIO SHRS FCU
TypeCredit Union
AddressNEWFANE, NY 14108
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueJul 23, 2030

Tax Assessment & Valuation

Source: Niagara County and Wilson Town assessment roll, as of April 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyNiagara County
County SubdivisionWilson Town
MunicipalityWilson Village
Unified School DistrictWilson Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,546.00 (+4.31%) Veteran's exemption
2025$4,358.00$84,400 (-) Land $9,800 Building $74,600$187,600 (+20.03%) Land $21,783 Building $165,817
2023$84,400 Land $9,800 Building $74,600$156,300 Land $18,149 Building $138,151

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWILSON VILLAGE
serves 1,213 people · EPA ID NY3100586
Water SourcePurchased surface water from NIAGARA COUNTY WATER DISTRICT
Last State InspectionDec 2022
Lead12 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Cherry St

Nearby Streets

Search Property Records by Address or Parcel Number