203 Chartwell Point Rd, Seneca, SC 29672 Property Records

Oconee County property record for 203 Chartwell Point Rd, Seneca, SC 29672 · Last verified November 2025

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.56 acres (24,394 sqft)
Owner	Individual Name on File
Last Sale	$115,000 (Mar 2023)
Tax Bill	$1,461 (2025)
Deeds & Mortgages	Jan 2026 Construction Loan Mar 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`208-02-03-016`

Property Details

APN / Parcel Number

Primary APN	`208-02-03-016`
Alternative APN	`25372`

Exterior

Lot Area	24,394 sqft (0.56 acres)
Lot Dimensions	295 ft deep x 80 ft wide

Location & Zoning

Account Number	25372
Old Parcel Number	208 02 03 016
Street Address	203 CHARTWELL POINT RD
City	SENECA
State	SC
Zip	29672
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	LT 16 INDIAN OAKS (.56 AC)
Legal Subdivision	INDIAN OAKS SUB
Legal Block	3
Legal Lot Number	16
Jurisdiction	OCONEE SC
Township / Civil Division	SENECA
Census Block Group	1
Census Block	1036
Census Tract	30601

Owner

Source: Oconee County records · APN 208-02-03-016

Assessment roll updated September 13, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	120 WILD MEADOW DR, SIMPSONVILLE, SC 29681-6584
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2026	Deed of Trust, Mortgage · Construction Mortgage SOUTHSTATE BANK NA
Mar 08, 2023	Deed, Transfer · Conventional Mortgage SOUTH STATE BANK NA
Nov 05, 2018	Warranty Deed, Transfer · Conventional Mortgage SOUTH ST BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 08, 2023 · Amount on Record
Deed Sale	Mar 08, 2023 · Amount on Record
Prior Sale	Nov 05, 2018 · Amount on Record
Deed Document Number	0000011492
Deed Book / Page	2915 / 50
Record Updated	Jun 08, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	203 CHARTWELL POINT RD, SENECA, SC 29672
Transaction Type	Mortgage
Record Updated	Feb 04, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 CHARTWELL POINT RD, SENECA, SC 29672

Mortgage

Document Number	0000009107
Date	Jan 20, 2026
Book Page	4775/229
Instrument	9107

Lender

Name	SOUTHSTATE BANK NA
Type	Bank
Address	CHARLESTON, SC 29406

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	6%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 01, 2033
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	8%
Index	1-Year CMT
Max Rate	12%

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	OCONEE SC
Recording Date	Mar 08, 2023
Property Address	203 CHARTWELL POINT RD, SENECA, SC 29672
Document Number	0000011492
Book / Page	2915 / 50
Map Reference	MB P-63 PG 2
Instrument Date	Feb 17, 2023
Instrument	11492
Transaction Type	Transfer
Record Updated	Mar 22, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$299.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	120 WILD MEADOW DR, SIMPSONVILLE, SC 29681-6584

Mortgage

Document Number	0000011493
Date	Mar 08, 2023
Book Page	4427/336
Instrument	11493

Lender

Name	SOUTH STATE BANK NA
Type	Bank
Address	CHARLESTON, SC 29406

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 01, 2038

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 01, 2025
Change Frequency	Annually
Min Rate At Change	4.5%
Max Rate At Change	8.5%
Index	1-Year CMT
Max Rate	12.5%

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OCONEE SC
Recording Date	Nov 05, 2018
Property Address	203 CHARTWELL POINT RD, SENECA, SC 29672
Document Number	0024100143
Book / Page	002410 / 000143
Instrument Date	Oct 30, 2018
Transaction Type	Transfer
Record Updated	Nov 16, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$270.10
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	203 CHARTWELL POINT RD SENECA SC 29672, SENECA, SC 29672

Mortgage

Document Number	37770118
Date	Nov 05, 2018
Book Page	003777/000118

Lender

Name	SOUTH ST BK
Type	Bank
Address	CHARLESTON, SC 29406

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 04, 2033

Interest

Rate Type	Adjustable Rate
Rate	4.5%

Tax Assessment & Valuation

Source: Oconee County records · Assessment roll updated September 13, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,461.00	$4,535 (+20.39%) Land $4,352 Building $183	$113,370 (+20.39%) Land $108,800 Building $4,570
2023		$3,767 Land $3,584 Building $183	$94,170 Land $89,600 Building $4,570

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oconee County (45073C), updated December 21, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 110 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Vyve Broadband	Cable	1,000 / 100
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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