Unicoi County property record for 203 Chandler Cove Rd, Erwin, TN 37650
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,116 sqft · built 1948 |
| Lot Size | 1.49 acres (64,904 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $871 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Oct 2025 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 056-048.00 |
| Primary APN | 056-048.00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,116 sqft Living Area |
| 1st Floor Area | 1,852 sqft |
| Basement Area | 264 sqft |
| Finished Basement | 264 sqft |
| Utility Room | Utility Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 64,904 sqft (1.49 acres) |
| Terrain | Mountain |
| Garage Type | Detached |
| Garage Area | 448 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 254 sqft |
| Deck Area | 456 sqft |
| Patio Area | 352 sqft |
| Shed | 1 Shed |
| Shed Area | 570 sqft |
| Utility Building | 168 sqft |
| Cooling System | None |
|---|---|
| Heating System | Radiant |
| Sewer | Connected |
| Street Address | 203 CHANDLER COVE RD |
|---|---|
| City | ERWIN |
| State | TN |
| Zip | 37650-6807 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COUNTY AREA: R04 |
| Jurisdiction | UNICOI TN |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1077 |
| Census Tract | 80100 |
Source: Unicoi County records, as of August 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 203 CHANDLER COVE RD, ERWIN, TN 37650-6807 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jul 29, 2026 | Deed of Trust, Mortgage · VA Mortgage IMPERIAL LENDING LLC |
| Oct 24, 2025 | Deed of Trust, Mortgage · VA Mortgage INDEPENDENCE HOME LOANS LLC |
| Oct 18, 2023 | Intrafamily Transfer, Transfer · VA Mortgage MAGNOLIA BANK |
| Aug 24, 2021 | Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| Mar 18, 2020 | Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| Nov 19, 2020 | Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| Nov 13, 2018 | Warranty Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 18, 2023 |
| Deed Sale | Oct 18, 2023 |
| Prior Sale | Nov 13, 2018 · Amount on Record |
| Deed Document Number | 20231888 |
| Deed Book / Page | 474 / 754 |
| Prior Transfer Date | Oct 7, 2023 |
| Prior Transfer Doc | 0000474754 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNICOI TN |
| Recording Date | Jul 29, 2026 |
| Property Address | 203 CHANDLER COVE RD, ERWIN, TN 37650-6807 |
| Document Number | 0000001638 |
| Book / Page | 506 / 761 |
| Instrument Date | Jul 24, 2026 |
| Instrument | 20261638 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 203 CHANDLER COVE RD, ERWIN, TN 37650-6807 |
| Document Number | 0000001638, |
|---|---|
| Date | Jul 29, 2026 |
| Book Page | 506/761 |
| Instrument | 20261638 |
| Name | IMPERIAL LENDING LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.49% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNICOI TN |
| Property Address | 203 CHANDLER COVE RD, ERWIN, TN 37650-6807 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2025 |
| Title Company | SUMMIT TITLE SERVICES LLC, SUMMIT STLMT SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 203 CHANDLER COVE RD, ERWIN, TN 37650-6807 |
| Document Number | 0000497328 |
|---|---|
| Date | Oct 24, 2025 |
| Book Page | 497/328 |
| Instrument | 25002379 |
| Name | INDEPENDENCE HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | SCOTTSDALE, AZ 85251 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 313 Months |
| Due | Nov 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | UNICOI TN |
| Recording Date | Oct 18, 2023 |
| Property Address | 203 CHANDLER COVE RD, ERWIN, TN 37650-6807 |
| Document Number | 0000474754 |
| Book / Page | 474 / 754 |
| Instrument Date | Oct 7, 2023 |
| Instrument | 23001888 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 203 CHANDLER COVE RD, ERWIN, TN 37650-6807 |
| Document Number | 0023001889 |
|---|---|
| Date | Oct 18, 2023 |
| Instrument | 23001889 |
| Name | MAGNOLIA BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNICOI TN |
| Property Address | 203 CHANDLER COVE RD, ERWIN, TN 37650-6807 |
| Transaction Type | Mortgage |
| Record Updated | Sep 8, 2021 |
| Title Company | NETCO |
| Name | Verified Name |
|---|
| Document Number | 449636 |
|---|---|
| Date | Aug 24, 2021 |
| Book Page | 449/636 |
| Instrument | 21001872 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|---|
| Type | Mortgage Company |
| Address | HENDERSON, NV 89074 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNICOI TN |
| Property Address | 203 CHANDLER COVE RD, ERWIN, TN 37650-6807 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 431618 |
|---|---|
| Date | Mar 18, 2020 |
| Book Page | 431/618 |
| Instrument | 20000521 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|---|
| Type | Mortgage Company |
| Address | HENDERSON, NV 89052 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNICOI TN |
| Property Address | 203 CHANDLER COVE RD, ERWIN, TN 37650-6807 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | DEBBIE TITLE |
| Name | Verified Name |
|---|
| Document Number | 439215 |
|---|---|
| Date | Nov 19, 2020 |
| Book Page | 439/215 |
| Instrument | 20002185 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|---|
| Type | Mortgage Company |
| Address | HENDERSON, NV 89052 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNICOI TN |
| Recording Date | Nov 13, 2018 |
| Property Address | 203 CHANDLER COVE RD, ERWIN, TN 37650-6807 |
| Document Number | 0000417700 |
| Book / Page | 417 / 700 |
| Instrument Date | Nov 9, 2018 |
| Instrument | 18002106 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2022 |
| Title Company | CLASSIC TITLE INSURANCE COMP |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $732.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 203 CHANDLER COVE RD, ERWIN, TN 37650-6807 |
| Document Number | 0018002107 |
|---|---|
| Date | Nov 13, 2018 |
| Instrument | 18002107 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2048 |
Source: Unicoi County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Unicoi County |
| Unified School District | Unicoi County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $871.00 | $33,350 (-0.07%) Land $3,450 Building $29,900 | $133,400 (-) Land $13,800 Building $119,600 |
| 2023 | $33,375 (-) Land $3,450 Building $29,925 | ||
| 2022 | $784.00 | $33,375 Land $3,450 Building $29,925 | $133,400 Land $13,800 Building $119,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 7 (2024) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 69% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| French Broad EMC Fiber | 1,000 / 1,000 |
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