203 Centennial Ave, Normal, IL 61761 Property Records

McLean County property record for 203 Centennial Ave, Normal, IL 61761

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,419 sqft · built 1968
Lot Size	0.226 acres (9,833 sqft)
Owner	Individual Name on File
Last Sale	$298,000 (Mar 2026)
Tax Bill	$4,970 (2024)
Deeds & Mortgages	Jan 2018 Mortgage Mar 2011 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-27-401-007`

Property Details

APN / Parcel Number

Primary APN	`14-27-401-007`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,419 sqft Living Area
1st Floor Area	1,419 sqft
Basement Area	1,419 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Roof Material	Asphalt
Lot Area	9,833 sqft (0.226 acres)
Lot Dimensions	120 ft deep x 82 ft wide
Garage Area	483 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	203 CENTENNIAL AVE
City	NORMAL
State	IL
Zip	61761-3122
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	5TH ADD PLEASANT HILL SUB LOT 230
Legal Range	02E
Legal Township	24N
Legal Section	27
Legal Subdivision	PLEASANT HILL
Legal Lot Number	230
Jurisdiction	MCLEAN IL
Township / Civil Division	NORMAL
Census Block Group	1
Census Block	1005
Census Tract	502

Owner

203 Centennial Ave is owned and occupied by an individual who bought it in March 2026.

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	203 CENTENNIAL AVE, NORMAL, IL 61761-3122
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK
Mar 14, 2011	Deed of Trust, Mortgage ISU CU
Mar 19, 2026	Warranty Deed, Transfer · Conventional Mortgage MORTON COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 19, 2026 · Amount on File
Deed Sale	Mar 19, 2026 · Amount on File
Prior Sale	Jun 15, 2016 · Amount on File
Deed Document Number	20263803
Record Updated	Oct 29, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	203 CENTENNIAL AVE, NORMAL, IL 61761-3122
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800000528
Date	Jan 9, 2018
Instrument	2018-00000528

Lender

Name	FIRST STATE BANK
Type	Bank
Address	MENDOTA, IL 61342

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 1, 2038

March 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	203 CENTENNIAL AVE, NORMAL, IL 61761-3122
Transaction Type	Mortgage
Record Updated	Mar 31, 2026
Title Company	MCLEAN COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201100006645
Date	Mar 14, 2011
Instrument	2011-00006645

Lender

Name	ISU CU
Address	NORMAL, IL 61761

Agreement

Amount	Amount on Record
Term	238 Months
Due	Jan 28, 2031

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Mar 19, 2026
Property Address	203 CENTENNIAL AVE, NORMAL, IL 61761-3122
Document Number	202600003803
Instrument Date	Mar 4, 2026
Instrument	2026-00003803
Transaction Type	Transfer
Record Updated	Mar 31, 2026
Title Company	ALLIANCE LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$298.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 CENTENNIAL AVE, NORMAL, IL 61761-3122

Mortgage

Document Number	202600003804
Date	Mar 19, 2026
Instrument	2026-00003804

Lender

Name	MORTON COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Normal Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$75,532 Land $15,220 Building $60,312	$226,596 Land $45,660 Building $180,936
2024	$4,970.00 (+7.18%)
2023	$4,637.00	$61,969 Land $12,487 Building $49,482	$185,907 Land $37,461 Building $148,446

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 203 Centennial Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2019–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 203 Centennial Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAL serves 52,736 people · EPA ID IL1130900
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Pavlov Media, Watch TV.

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