203 Cedar Valley Rd, Hudson, NC 28638 Property Records

Caldwell County property record for 203 Cedar Valley Rd, Hudson, NC 28638

Property Summary

Property Type	Single Family Home
Details	4 bd · 5.5 ba · 3,940 sqft · built 1994
Lot Size	0.788 acres (34,347 sqft)
Owner	Individual Name on File
Tax Bill	$5,216 (2026)
Deeds & Mortgages	Mar 2021 Transfer Jan 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03 25 1 2`

Property Details

APN / Parcel Number

Primary APN	`03 25 1 2`
Alternative APN	`60899`

Interior

Bedrooms	4 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,940 sqft Heated Area
Gross Area	8,989 sqft
1st Floor Area	2,782 sqft
Upper Floors Area	1,158 sqft
Attic	Attic
Attic Area	336 sqft
Basement Area	2,385 sqft
Finished Basement	2,385 sqft
Unfinished Basement	579 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1995
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	34,347 sqft (0.788 acres)
Lot Dimensions	321 ft deep x 107 ft wide
Garage Type	Finished
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	1,304 sqft
Patio Area	445 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	60899
Street Address	203 CEDAR VALLEY RD
City	HUDSON
State	NC
Zip	28638-2604
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 2015 PG 1375 YR 21 ST 0.00 LIFE ESTATE
Jurisdiction	CALDWELL NC
Township / Civil Division	HUDSON
Census Block Group	1
Census Block	1001
Census Tract	30600

Owner

203 Cedar Valley Rd is owned by an individual who acquired it in March 2021.

Source: Caldwell County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 1078, HUDSON, NC 28638-1078
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2021	Intrafamily Transfer, Transfer
Jan 5, 2021	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 2, 2020	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BK & TR CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 18, 2021
Transfer Doc	0020151375
Record Updated	Oct 29, 2026

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALDWELL NC
Recording Date	Mar 19, 2021
Property Address	203 CEDAR VALLEY RD, HUDSON, NC 28638-2604
Document Number	0020151375
Book / Page	2015 / 1375
Instrument Date	Mar 18, 2021
Instrument	10055093
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1078, HUDSON, NC 28638-1078

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	203 CEDAR VALLEY RD, HUDSON, NC 28638-2604

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CALDWELL NC
Recording Date	Jan 5, 2021
Property Address	203 CEDAR VALLEY RD, HUDSON, NC 28638-2604
Document Number	0010052155
Book / Page	002008 / 000516
Instrument Date	Jun 18, 2020
Instrument	10052155
Transaction Type	Transfer
Record Updated	Jan 26, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	208 CEDAR VALLEY RD HUDSON NC 28638, HUDSON, NC 28638

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	203 CEDAR VALLEY RD, HUDSON, NC 28638-2604
Document Number	0010042950
Instrument Date	Apr 2, 2020
Transaction Type	Mortgage
Record Updated	Jun 17, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 CEDAR VALLEY RD HUDSON NC 286382604, HUDSON, NC 28638-2604

Mortgage

Document Number	0010042950
Date	Apr 7, 2020
Book Page	001985/001139
Instrument	10042950

Lender

Name	FIRST CITIZENS BK & TR CO
Address	RALEIGH, NC 27611-6592

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 6, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 203 Cedar Valley Rd was $5,216, down 4.7% from the year before.

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Municipality	Hudson Town
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,216.00 (-4.75%)	$843,000 (-) Land $15,200 Building $827,800
2025	$5,476.00 (+30.57%)	$843,000 Land $15,200 Building $827,800	$843,000 Land $15,200 Building $827,800
2024	$4,194.00
2023		$535,500 (-) Land $15,200 Building $520,300	$535,500 (-) Land $15,200 Building $520,300
2022	$4,111.00	$535,500 Land $15,200 Building $520,300	$535,500 Land $15,200 Building $520,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 203 Cedar Valley Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2004)
Most Recent Claim	May 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 203 Cedar Valley Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LENOIR serves 26,388 people · EPA ID NC0114010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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