Cedar County property record for 203 Cedar St, Laurel, NE 68745
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 984 sqft · built 1900 |
| Lot Size | 0.08 acres (3,500 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $150,000 (Jan 2026) |
| Tax Bill | $317 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Jan 2026 Mortgage + 1 more |
| APN | 0006545.00 |
| Primary APN | 0006545.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 984 sqft Living Area |
| 1st Floor Area | 714 sqft |
| Basement Area | 364 sqft |
| Unfinished Basement | 364 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 3,500 sqft (0.08 acres) |
| Lot Dimensions | 140 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Porch | Slab |
| Porch Area | 112 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 203 CEDAR ST |
|---|---|
| City | LAUREL |
| State | NE |
| Zip | 68745-1692 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01-SINGLE |
| Legal Description | ORIGINAL-LAUREL L 8 BLK 7 |
| Legal Subdivision | ORIGINAL-LAUREL |
| Legal Block | 7 |
| Jurisdiction | CEDAR NE |
| Township / Civil Division | 21 |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 977200 |
Source: Cedar County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 203 CEDAR ST, LAUREL, NE 68745-1692 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Jan 5, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF OMAHA |
| Jan 2, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF OMAHA |
| May 1, 2025 | Deed, Transfer AMERICAN TITLE COMPANY, AMERICAN TITLE & ESCROW CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 2, 2026 · Amount on Record |
| Deed Sale | Jan 2, 2026 · Amount on Record |
| Prior Sale | May 1, 2025 · Amount on Record |
| Deed Document Number | 20266 |
| Deed Book / Page | 167 / 154 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CEDAR NE |
| Property Address | 203 CEDAR ST, LAUREL, NE 68745-1692 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Title Company | CLEAR TITLE AND ESCROW LLC, CEDAR TITLE & ESCROW LLC |
| Name | Verified Name |
|---|---|
| Address | 1402 RIVERSIDE BLVD J1, J1, NORFOLK, NE 68701-7404 |
| Document Number | 000380/749 |
|---|---|
| Date | Jan 5, 2026 |
| Book Page | 380/749 |
| Instrument | 2026-00014 |
| Name | FIRST NATIONAL BANK OF OMAHA |
|---|---|
| Type | Bank |
| Address | LINCOLN, NE 68508 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Feb 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CEDAR NE |
| Property Address | 203 CEDAR ST, LAUREL, NE 68745-1692 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Title Company | CLEAR TITLE AND ESCROW LLC, CEDAR TITLE & ESCROW LLC |
| Name | Verified Name |
|---|---|
| Address | 1402 RIVERSIDE BLVD J1, J1, NORFOLK, NE 68701-7404 |
| Document Number | 000380/713 |
|---|---|
| Date | Jan 2, 2026 |
| Book Page | 380/713 |
| Instrument | 2026-00007 |
| Name | FIRST NATIONAL BANK OF OMAHA |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68197 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CEDAR NE |
| Recording Date | May 1, 2025 |
| Property Address | 203 CEDAR ST, LAUREL, NE 68745-1692 |
| Document Number | 0000166/77 |
| Book / Page | 166 / 77 |
| Instrument Date | May 1, 2025 |
| Instrument | 2025-00606 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE & ESCROW CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $45.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Cedar County assessment roll, as of February 27, 2026
| Type | Name |
|---|---|
| State | Nebraska |
| County | Cedar County |
| Municipality | Laurel City |
| Unified School District | Laurel-Concord-Coleridge School (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $117,425 (+327.7%) Land $9,000 Building $108,425 | $117,425 (+327.7%) Land $9,000 Building $108,425 | |
| 2025 | $317.00 (-16.14%) | $27,455 (+17.83%) Land $3,500 Building $23,955 | $27,455 (+17.83%) Land $3,500 Building $23,955 |
| 2023 | $378.00 | $23,300 Land $3,500 Building $19,800 | $23,300 Land $3,500 Building $19,800 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.9% of Nebraska |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAUREL serves 972 people · EPA ID NE3102705 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 5 ppb (2024–2026) action level 15 ppb |
| Water Quality | Nitrate-Nitrite not recorded as resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| CenturyLink DSL | 40 / 3 |
May also be available: Alpine Connective, Fastwyre Broadband, T-Mobile, Viaero Wireless.
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