203 Caps Rd, Kalispell, MT 59901 Property Records

Flathead County property record for 203 Caps Rd, Kalispell, MT 59901

Property Summary

Property Type	Rural Home
Details	5 bd · 4 ba · 1,980 sqft · built 2015
Lot Size	8.16 acres (355,798 sqft)
Owner	Individual Name on File
Tax Bill	$3,784 (2023)
Deeds & Mortgages	Jun 2019 Mortgage Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R0792760`

Property Details

APN / Parcel Number

Primary APN	`R0792760`
Alternative APNs	`07-3965-31-2-01-13-0000` `0000972874`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	1,980 sqft Living Area
Gross Area	3,960 sqft
1st Floor Area	1,980 sqft
Basement Area	1,980 sqft
Fireplaces	2 Fireplaces
Fireplace	Prefabricated

Exterior

Year Built	Built 2015
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	355,798 sqft (8.16 acres)
Garage Type	Mixed
Garage Area	1,721 sqft
Parking Spaces	7 Parking Spaces
Porch	Open Porch
Porch Area	290 sqft
Deck Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	0000972874
Street Address	203 CAPS RD
City	KALISPELL
State	MT
Zip	59901-8142
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	S31, T28 N, R22 W, ACRES 8.17, COS 7535-A, TR 5CBA IN SE4NW4, ASSR# 0000972874
Legal Range	22W
Legal Township	28N
Legal Section	31
Legal Quarter	NW
Legal Subdivision	CERTIFICATE/SURV #7535
Jurisdiction	FLATHEAD MT
Township / Civil Division	KALISPELL NORTHWEST
Census Block Group	2
Census Block	2031
Census Tract	1701

Owner

Source: Flathead County records · APN R0792760

Assessment roll updated December 31, 2022 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	203 CAPS RD, KALISPELL, MT 59901-8142
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2019	Deed of Trust, Mortgage · ARM WHITEFISH CU
Apr 09, 2018	Intrafamily Transfer, Transfer · ARM WHITEFISH CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 24, 2006
Deed Sale	Jul 24, 2006
Prior Sale	Jul 24, 2006
Deed Document Number	200620516110
Last Transfer Date	Apr 09, 2018
Transfer Doc	201800006688
Record Updated	Jun 07, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	203 CAPS RD, KALISPELL, MT 59901-8142
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900012614
Date	Jun 24, 2019
Instrument	201900012614

Lender

Name	WHITEFISH CU
Type	Credit Union
Address	WHITEFISH, MT 59937

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 05, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.15%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 05, 2026
Change Frequency	Annually
Min Rate At Change	4.15%
Max Rate At Change	6.15%
Max Rate	9.15%

April 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLATHEAD MT
Recording Date	Apr 09, 2018
Property Address	203 CAPS RD, KALISPELL, MT 59901-8142
Document Number	201800006688
Instrument Date	Apr 09, 2018
Instrument	201800006688
Transaction Type	Transfer
Record Updated	Aug 19, 2022
Title Company	ALLIANCE TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	203 CAPS RD, KALISPELL, MT 59901-8142

Mortgage

Document Number	201800006689
Date	Apr 09, 2018
Instrument	201800006689

Lender

Name	WHITEFISH CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Apr 20, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.02%
Type Change Date	Apr 20, 2025
Change Frequency	Annually
Min Rate At Change	4.02%
Max Rate At Change	6.02%
Index	Other
Max Rate	9.02%

Tax Assessment & Valuation

Source: Flathead County records · Assessment roll updated December 31, 2022 · Last verified September 2023

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Secondary School District	Flathead High School District (09 - 12)
Elementary School District	Kila Elementary School District (PK - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,784.00	$659,700	$659,700 Land $185,046 Building $474,654

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 16, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Moderate above 63% of the US · above 40% of Montana
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Richon Fixed Wireless	100 / 50
Lumen Technologies DSL	40 / 3

May also be available: AT&T, MontanaSky Networks, T-Mobile USA.

Based on FCC filings for 24 locations within half a mile of this property.

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