203 Cambridge Rd, Delaware, OH 43015 Property Records

Delaware County property record for 203 Cambridge Rd, Delaware, OH 43015

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,588 sqft · built 2013
Lot Size	0.237 acres (10,324 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Jun 2019)
Tax Bill	$7,098 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit May 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`519-320-14-065-000`

Property Details

APN / Parcel Number

Primary APN	`519-320-14-065-000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,588 sqft Living Area
Gross Area	4,216 sqft
1st Floor Area	1,431 sqft
Upper Floors Area	1,157 sqft
Basement Area	935 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Multi-Level
Exterior Material	Aluminum/Vinyl
Lot Area	10,324 sqft (0.237 acres)
Garage Type	Attached
Garage Area	693 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	152 sqft
Patio Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	203 CAMBRIDGE RD
City	DELAWARE
State	OH
Zip	43015-1295
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10390 WESTFIELD HILLS PH 2 SEC 3
Legal Subdivision	WESTFIELD HILLS PH 2 SEC 3
Legal Lot Number	10390
Jurisdiction	DELAWARE OH
Township / Civil Division	DELAWARE CITY
Census Block Group	3
Census Block	3007
Census Tract	10422

Owner

203 Cambridge Rd is owned and occupied by two individuals who bought it in June 2019.

Source: Delaware County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	203 CAMBRIDGE RD, DELAWARE, OH 43015-1295
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2022	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
May 11, 2018	Deed of Trust, Mortgage · VA Mortgage FAIRWAY INDEPENDENT MTG CORP
Jan 13, 2021	Warranty Deed, Transfer · Conventional Mortgage HOMETOWN LENDERS INC
Jun 5, 2019	Warranty Deed, Transfer · Conventional with PMI HOMETOWN LNDRS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2019 · Amount on File
Deed Sale	Jun 5, 2019 · Amount on File
Prior Sale	Mar 4, 2014 · Amount on File
Deed Document Number	201913806
Deed Book / Page	1640 / 1250
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	203 CAMBRIDGE RD, DELAWARE, OH 43015-1295
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 CAMBRIDGE RD, DELAWARE, OH 43015-1295

Mortgage

Document Number	0000025821
Date	Aug 26, 2022
Book Page	1988/267
Instrument	202200025821

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 4, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	203 CAMBRIDGE RD, DELAWARE, OH 43015-1295
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012127
Date	May 11, 2018
Book Page	1570/919
Instrument	2018-00012127

Lender

Name	FAIRWAY INDEPENDENT MTG CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2048

Interest

Rate Type	Fixed Rate

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OH
Recording Date	Jan 13, 2021
Property Address	203 CAMBRIDGE RD, DELAWARE, OH 43015-1295
Document Number	0000002093
Book / Page	1814 / 2148
Map Reference	MB 1204 PG 2387
Instrument Date	Dec 4, 2020
Instrument	202100002093
Transaction Type	Transfer
Record Updated	Apr 14, 2022
Title Company	ACCESS TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	350 THE BRIDGE ST STE 116, 116, HUNTSVILLE, AL 35806-0022

Mortgage

Document Number	0000002094
Date	Jan 13, 2021
Book Page	1814/2151
Instrument	202100002094

Lender

Name	HOMETOWN LENDERS INC
Type	Mortgage Company
Address	HUNTSVILLE, AL 35806

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OH
Recording Date	Jun 5, 2019
Property Address	203 CAMBRIDGE RD, DELAWARE, OH 43015-1295
Document Number	0000013806
Book / Page	001640 / 001250
Instrument Date	May 31, 2019
Instrument	13806
Transaction Type	Transfer
Record Updated	Jun 19, 2019
Title Company	TITLE CONNECT LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$975.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	310 THE BRIDGE ST #A HUNTSVILLE AL 358060031, A, HUNTSVILLE, AL 35806-0031

Mortgage

Document Number	13808
Date	Jun 5, 2019
Book Page	001640/001254
Instrument	13808

Lender

Name	HOMETOWN LNDRS
Address	HUNTSVILLE, AL 35806

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 4, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 203 Cambridge Rd was $7,098, up 5.4% from the year before.

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
Municipality	Delaware City
Unified School District	Delaware City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,098.00 (+5.36%)	$142,700 (-) Land $21,880 Building $120,820	$407,700 Land $62,500 Building $345,200
2024	$6,737.00 (-0.18%) Homeowner's exemption	$142,700 (-) Land $21,880 Building $120,820
2023	$6,749.00 Homeowner's exemption	$142,700 Land $21,880 Building $120,820	$407,700 Land $62,500 Building $345,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 203 Cambridge Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 203 Cambridge Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELAWARE CITY PWS serves 43,895 people · EPA ID OH2100311
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Breezeline Cable	1,000 / 50

May also be available: Verizon.

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