203 Caldwell Dr, Elsmere (Erlanger), KY 41018 Property Records

Kenton County property record for 203 Caldwell Dr, Elsmere, KY 41018

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,440 sqft · built 1963
Lot Size	0.179 acres (7,827 sqft)
Owner	2 Company Names on File
Last Sale	$165,000 (Mar 2020)
Tax Bill	$2,387 (2025)
Deeds & Mortgages	Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`004-30-07-002.00`

Property Details

APN / Parcel Number

Primary APN	`004-30-07-002.00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,440 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	7,827 sqft (0.179 acres)
Lot Dimensions	142 ft deep x 55 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space
Pool Type	Above-Ground Pool

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	203 CALDWELL DR
City	ELSMERE
State	KY
Zip	41018-1912
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ERPENBECKS 5TH ADDN LOT 212 55'X 142.31' IRREG
Legal Subdivision	ERPENBECK (ELSMERE)
Legal Phase	5
Legal Lot Number	212
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1021
Census Tract	65700

Owner

Source: Kenton County records · APN 004-30-07-002.00

Assessment roll updated December 2, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	203 CALDWELL DR, ELSMERE, KY 41018-1912
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 20, 2020 · Amount on Record
Deed Sale	Mar 20, 2020 · Amount on Record
Deed Document Number	20205900215
Deed Book / Page	13 / 139
Last Transfer Date	Oct 21, 2024
Transfer Doc	0005900061
Record Updated	Jun 08, 2026

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Mar 20, 2020
Property Address	203 CALDWELL DR, ELSMERE, KY 41018-1912
Document Number	0000000215
Book / Page	000013 / 000139
Instrument Date	Mar 16, 2020
Instrument	215
Transaction Type	Transfer
Record Updated	May 28, 2020
Title Company	LAWYERS TITLE/CINCINNATI INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$165.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 CALDWELL DR ELSMERE KY 410181912, ELSMERE, KY 41018-1912

Mortgage

Document Number	216
Date	Mar 20, 2020
Book Page	000022/000347
Instrument	216

Lender

Name	GUARANTEED RATE AFFINITY LLC
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 19, 2050

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Elsmere City
Unified School District	Erlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,387.00 (-0.38%) Homeowner's exemption	$206,300 (-) Land $25,000 Building $181,300	$206,300 (-) Land $25,000 Building $181,300
2023	$2,396.00 Homeowner's exemption	$206,300 Land $25,000 Building $181,300	$206,300 Land $25,000 Building $181,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 19, 2015 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 485 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	FLORENCE WATER & SEWER serves 29,351 people
Water Source	Purchased surface water from BOONE-FLORENCE WATER COMMISSION
Last State Inspection	Mar 2024
Also Mapped Here	NORTHERN KENTUCKY WATER DISTRICT
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.