203 Brown St, Stanley, NC 28164 Property Records

Gaston County property record for 203 Brown St, Stanley, NC 28164

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,686 sqft · built 1953
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on File
Last Sale	$310,000 (Dec 2024)
Tax Bill	$1,322 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Jul 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`225888`

Property Details

APN / Parcel Number

Primary APN	`225888`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,686 sqft Heated Area

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Ranch
Roof Material	Asphalt
Lot Area	11,761 sqft (0.27 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	203 BROWN ST
City	STANLEY
State	NC
Zip	28164-1344
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRINGFIELD PARK L 77-80 14 055A 092 00 000
Legal Subdivision	SPRINGFIELD PARK SUBDIVISION
Jurisdiction	GASTON NC
Township / Civil Division	RIVERBEND
Census Block Group	2
Census Block	2006
Census Tract	33501

Owner

203 Brown St is owned and occupied by two individuals who bought it in December 2024.

Source: Gaston County records, as of August 31, 2026

Owner of Record	2 Individual Names on File
Mailing Address	203 BROWN ST, STANLEY, NC 28164-1344
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2025	Deed of Trust, Mortgage · VA Mortgage PLANET HOME LENDING LLC
Jul 19, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage BANK OF AMERICA NA
Apr 14, 2020	Grant Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 2024 · Amount on File
Deed Sale	Dec 12, 2024 · Amount on File
Prior Sale	Apr 14, 2020 · Amount on File
Deed Book / Page	5524 / 1736
Prior Transfer Date	Jul 15, 2022
Prior Transfer Doc	0053520254
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	203 BROWN ST, STANLEY, NC 28164-1344
Transaction Type	Mortgage
Record Updated	Nov 7, 2025
Title Company	SOURCEPOINT TITLE SVCS, SOURCEPOINT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 BROWN ST, STANLEY, NC 28164-1344

Mortgage

Document Number	0055902088
Date	Oct 8, 2025
Book Page	5590/2088

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	321 RESEARCH PKWY STE 303, MERIDEN, CT 06450

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GASTON NC
Recording Date	Jul 19, 2022
Property Address	203 BROWN ST, STANLEY, NC 28164-1344
Document Number	0053520254
Book / Page	5352 / 254
Map Reference	MB 7 PG 89
Instrument Date	Jul 15, 2022
Transaction Type	Transfer
Record Updated	Nov 10, 2022
Title Company	STEWART TITLE GURANTY, STEWART TITLE GUARANTY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	203 BROWN ST, 203, STANLEY, NC 28164-1344

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	203 BROWN ST, STANLEY, NC 28164-1344

Mortgage

Document Number	0005352258
Date	Jul 19, 2022
Instrument	5352/258

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Type Change Date	Aug 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	9.62%
Index	Other
Max Rate	9.62%

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GASTON NC
Recording Date	Apr 14, 2020
Property Address	203 BROWN ST, STANLEY, NC 28164-1344
Document Number	0051142477
Book / Page	005114 / 002477
Instrument Date	Mar 3, 2020
Transaction Type	Transfer
Record Updated	May 15, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$278.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	702 FIELDCREST CIR STANLEY NC 281641974, STANLEY, NC 28164-1974

Mortgage

Document Number	51150106
Date	Apr 14, 2020
Book Page	005115/000106

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 13, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 203 Brown St was $1,322, down 19.5% from the year before.

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,322.00 (-19.54%)	$230,210 (-) Land $17,000 Building $213,210
2025	$1,643.00	$230,210 Land $17,000 Building $213,210
2023	$1,570.00	$225,910 Land $17,000 Building $208,910
2021			$141,040 Land $15,000 Building $126,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 203 Brown St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 203 Brown St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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