203 Bay Dr, Chocowinity, NC 27817 Property Records

Beaufort County property record for 203 Bay Dr, Chocowinity, NC 27817

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 3,952 sqft · built 1976
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on Record
Last Sale	$530,000 (Jan 2026)
Tax Bill	$3,251 (2026)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Jan 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5683-96-9757`

Property Details

APN / Parcel Number

Primary APN	`5683-96-9757`
Alternative APN	`25737`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,952 sqft Living Area
Gross Area	3,888 sqft
Basement Area	150 sqft
Unfinished Basement	150 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1985
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	10,454 sqft (0.24 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Street Address	203 BAY DR
City	CHOCOWINITY
State	NC
Zip	27817-8830
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1 LOT #1 BLK A BAY HILLS
Legal Subdivision	BAY HILLS CORPORATIONL
Legal Block	A
Legal Lot Number	1
Jurisdiction	BEAUFORT NC
Township / Civil Division	CHOCOWINITY
Census Block Group	3
Census Block	3011
Census Tract	930900

Owner

Source: Beaufort County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	203 BAY DR, CHOCOWINITY, NC 27817-8830
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2026	Warranty Deed, Transfer · Stand-Alone First Mortgage WAYNE LANNING
Jan 9, 2026	Warranty Deed, Transfer
Jun 20, 2023	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 2026 · Amount on Record
Deed Sale	Jan 9, 2026 · Amount on Record
Prior Sale	Jun 20, 2023 · Amount on Record
Deed Document Number	2026117
Deed Book / Page	2222 / 563
Record Updated	Oct 29, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT NC
Recording Date	Jan 9, 2026
Property Address	203 BAY DR, CHOCOWINITY, NC 27817
Document Number	002222/563
Book / Page	2222 / 563
Map Reference	MB 24 PG 60
Instrument Date	Jan 2, 2026
Instrument	2026000117
Transaction Type	Transfer
Record Updated	Jan 23, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,060.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2050 NEWCOMEN RD, CHESTER SPRINGS, PA 19425-2027

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 BAY DRIVE, CHESTER SPRINGS, PA 19425

Mortgage

Document Number	2026000118
Date	Jan 9, 2026
Instrument	2026000118

Lender

Name	WAYNE LANNING
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	35 Months
Due	Dec 5, 2028

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT NC
Recording Date	Jan 9, 2026
Property Address	203 BAY DR, CHOCOWINITY, NC 27817
Document Number	002222/563
Book / Page	2222 / 563
Map Reference	MB 24 PG 60
Instrument Date	Jan 2, 2026
Instrument	2026000117
Transaction Type	Transfer
Record Updated	Jan 23, 2026

Transaction

Amount	Amount Recorded
Tax	$1,060.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2050 NEWCOMEN RD, CHESTER SPRINGS, PA 19425-2027

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 BAY DRIVE, CHESTER SPRINGS, PA 19425

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BEAUFORT NC
Recording Date	Jun 20, 2023
Property Address	203 BAY DR, CHOCOWINITY, NC 27817
Document Number	002141/908
Book / Page	2141 / 908
Map Reference	MB 24 PG 60
Instrument Date	Jun 14, 2023
Instrument	2023002977
Transaction Type	Transfer
Record Updated	Sep 7, 2023

Transaction

Amount	Amount Recorded
Tax	$440.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1489 ADAMS LN, STOKES, NC 27884-9603

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2050 NEWCOMEN RD, CHESTER SPRINGS, PA 19425-2027

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Beaufort County
Unified School District	Beaufort County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,251.00 (+0.12%)	$571,503 (-) Land $96,444 Building $475,059
2025	$3,247.00 (+116.32%)	$571,503 (+173.26%) Land $96,444 Building $475,059	$571,503 (+173.26%) Land $96,444 Building $475,059
2023	$1,501.00	$209,142 Land $126,720 Building $82,422
2018			$209,142 Land $126,720 Building $82,422

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	35 (1996–2018)
Claims Outside the SFHA	3 of 35
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 4 claims Hurricane Irene, Aug 2011 · 24 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEAUFORT CO SOUTHSIDE serves 9,369 people · EPA ID NC0407040
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Bay Dr

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