Monroe County property record for 203 Atlantic Blvd, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,680 sqft · built 1978 |
| Lot Size | 0.215 acres (9,375 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,267,500 (Mar 2021) |
| Tax Bill | $13,684 (2025) |
| Deeds & Mortgages | Sep 2021 Transfer Mar 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 00453340-000000 |
| Primary APN | 00453340-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,680 sqft Living Area |
| 1st Floor Area | 1,680 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Foundation Type | Pile |
| Roof Type | Geodesic/Dome |
| Roof Material | Concrete |
| Lot Area | 9,375 sqft (0.215 acres) |
| Lot Dimensions | 125 ft deep x 75 ft wide |
| View / Lot | Canal |
| Garage Type | Covered |
| Garage Area | 432 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 879 sqft |
| Patio Area | 2,735 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1553000 |
|---|---|
| Street Address | 203 ATLANTIC BLVD |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-4330 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | LT 203 PORT LARGO-KEY LARGO PB5-3 OR512-659 OR746-112 OR795-272 OR1152-45L/E OR1478-2237 OR1478-2238 OR2064-2217 OR2191-884/885 OR2976-0575 OR3082-0199 OR3124-1305 |
| Legal Range | 39E |
| Legal Township | 61S |
| Legal Section | 33 |
| Legal Subdivision | PORT LARGO |
| Legal Lot Number | 203 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 970500 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
203 Atlantic Blvd is owned by a company that acquired it in September 2021.
Source: Monroe County records, as of June 11, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 6932 SUNRISE PL, CORAL GABLES, FL 33133-7028 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 8, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Mar 17, 2021 | Special Warranty Deed, Transfer · Conventional Mortgage FIRST HORIZON BANK |
| Jul 23, 2019 | Warranty Deed, Transfer · Conventional Mortgage CITY NATIONAL BANK OF FLORIDA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 17, 2021 · Amount on File |
| Deed Sale | Mar 17, 2021 · Amount on File |
| Prior Sale | Jul 23, 2019 · Amount on File |
| Deed Document Number | 20212308974 |
| Deed Book / Page | 3082 / 199 |
| Last Transfer Date | Sep 8, 2021 |
| Transfer Doc | 0031241305 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Sep 8, 2021 |
| Property Address | 203 ATLANTIC BLVD, KEY LARGO, FL 33037-4330 |
| Document Number | 0031241305 |
| Book / Page | 3124 / 1305 |
| Map Reference | MB 5 PG 3 |
| Instrument Date | Sep 8, 2021 |
| Instrument | 2338691 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13155 SW 42ND ST # ST202, 13155, MIAMI, FL 33175-3428 |
| Name | Verified Name |
|---|---|
| Address | 13155 SW 42ND ST STE 202, 202, MIAMI, FL 33175-3440 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Mar 17, 2021 |
| Property Address | 203 ATLANTIC BLVD, KEY LARGO, FL 33037-4330 |
| Document Number | 0030820199 |
| Book / Page | 3082 / 199 |
| Map Reference | MB 5 PG 3 |
| Instrument Date | Mar 12, 2021 |
| Instrument | 2308974 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,872.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2425 INDIAN MOUND TRL, 2425, CORAL GABLES, FL 33134-5524 |
| Name | Verified Name |
|---|---|
| Address | 13155 SW 42ND ST, MIAMI, FL 33175-3428 |
| Document Number | 0003082201 |
|---|---|
| Date | Mar 17, 2021 |
| Instrument | 3082/201 |
| Name | FIRST HORIZON BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.5% |
| Type Change Date | Apr 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 7.5% |
| Index | 1-Year LIBOR |
| Max Rate | 7.51% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Jul 23, 2019 |
| Property Address | 203 ATLANTIC BLVD, KEY LARGO, FL 33037-4330 |
| Document Number | 0029760575 |
| Book / Page | 2976 / 0575 |
| Map Reference | MB 5 PG 3 |
| Instrument Date | Jul 17, 2019 |
| Instrument | 2229623 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | STEWART TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,510.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1831 NW 7TH ST, 1831, MIAMI, FL 33125-3503 |
| Name | Verified Name |
|---|---|
| Address | 203 ATLANTIC BLVD, KEY LARGO, FL 33037-4330 |
| Document Number | 0029760578 |
|---|---|
| Date | Jul 23, 2019 |
| Book Page | 2976/0578 |
| Instrument | 2229624 |
| Name | CITY NATIONAL BANK OF FLORIDA |
|---|---|
| Type | Credit Union |
| Address | MIAMI, FL 33130 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2049 |
The 2025 property tax bill for 203 Atlantic Blvd was $13,684, up 6.7% from the year before.
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,684.00 (+6.66%) | $1,593,036 Land $1,218,750 Building $374,286 | $1,593,036 Land $1,218,750 Building $374,286 |
| 2024 | $12,830.00 (+3.2%) | ||
| 2023 | $12,432.00 (+14.9%) | $1,511,958 (+15.01%) Land $1,148,438 Building $363,520 | $1,511,958 (+15.01%) Land $1,148,438 Building $363,520 |
| 2022 | $10,820.00 | $1,314,596 Land $946,875 Building $367,721 | $1,314,596 Land $946,875 Building $367,721 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 203 Atlantic Blvd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 595 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 839 units insured incl. 244 condo units |
| Nearby Flood Claims | 304 (1983–2025) |
| Claims Outside the SFHA | 8 of 304 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 203 Atlantic Blvd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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