203 Argo Cir, Bluffton (Okatie), SC 29909 Property Records

Beaufort County property record for 203 Argo Cir, Bluffton, SC 29909

Property Summary

Property Type	Single Family Home
Details	2,230 sqft · built 2007
Lot Size	0.139 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$201,500 (Apr 2009)
Tax Bill	$1,988 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Jul 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R61402800028320000`

Property Details

APN / Parcel Number

Primary APN	`R61402800028320000`
Alternative APN	`12922128`

Interior

Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,230 sqft Living Area

Exterior

Year Built	Built 2007
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	6,098 sqft (0.139 acres)
Garage Type	Attached
Garage Area	416 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	12922128
Old Parcel Number	R61402800028320000
Street Address	203 ARGO CIR
City	BLUFFTON
State	SC
Zip	29909-7828
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	6116
Legal Description	LOT 198 CYPRESS RIDGE S/D PH 2 PB111 P76-79 PB114 P135-138 PB125 P40-43
Legal Subdivision	MILL CREEK AT CYPRESS RIDGE
Legal Phase	2
Legal Lot Number	198
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	1
Census Block	1004
Census Tract	2103

Owner

Source: Beaufort County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	203 ARGO CIR, BLUFFTON, SC 29909-7828
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2022	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Jul 13, 2018	Deed of Trust, Mortgage · Line of Credit CPM FCU
Nov 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2009 · Amount on Record
Deed Sale	Apr 13, 2009 · Amount on Record
Deed Document Number	2009020246
Deed Book / Page	2831 / 1079
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	203 ARGO CIR, BLUFFTON, SC 29909-7828
Transaction Type	Mortgage
Record Updated	Aug 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000045345
Date	Aug 8, 2022
Book Page	4171/2290
Instrument	2022045345

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	203 ARGO CIR, BLUFFTON, SC 29909-7828
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037848
Date	Jul 13, 2018
Book Page	3683/2952
Instrument	2018037848

Lender

Name	CPM FCU
Type	Credit Union
Address	NORTH CHARLESTON, SC 29405

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	178 Months
Due	May 1, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	203 ARGO CIR, BLUFFTON, SC 29909-7828
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000065833
Date	Nov 10, 2020
Book Page	3932/2614
Instrument	2020065833

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Municipality	Bluffton Town
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,988.00 (-0.05%)	$11,240 (-25.17%)
2024	$1,989.00	$15,020 (-) Land $2,400 Building $12,620	$375,500 (-) Land $60,000 Building $315,500
2023	$1,989.00 (+7.75%)	$15,020 (+29.53%) Land $2,400 Building $12,620	$375,500 (+29.53%) Land $60,000 Building $315,500
2022	$1,846.00	$11,596 Land $2,400 Building $9,196	$289,900 Land $60,000 Building $229,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 134 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	134 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 92% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Sparklight DSL · Cable in parts of the area	30 / 5
AT&T Fixed Wireless	25 / 3

May also be available: Spectrum, T-Mobile.

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