203 Arbor Crest Dr, Ballwin, MO 63021 Property Records

St. Louis County property record for 203 Arbor Crest Dr, Ballwin, MO 63021

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,240 sqft · built 1994
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Last Sale	$475,000 (Oct 2021)
Tax Bill	$6,030 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Nov 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`25R-43-2382`

Property Details

APN / Parcel Number

Primary APN	`25R-43-2382`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,240 sqft Living Area
Gross Area	2,954 sqft
1st Floor Area	952 sqft
Basement Area	294 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Conventional
Construction Type	Frame
Foundation Type	Raised
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	131 ft deep x 43 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	204 sqft
Deck Area	588 sqft
Patio Area	588 sqft
Balcony Area	42 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	203 ARBOR CREST DR
City	BALLWIN
State	MO
Zip	63021-7385
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	ARBOR CREST LOT 18
Legal Subdivision	ARBOR CREST
Legal Lot Number	18
Jurisdiction	ST LOUIS MO
Township / Civil Division	QUEENY
Census Block Group	3
Census Block	3000
Census Tract	217932

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	203 ARBOR CREST DR, BALLWIN, MO 63021-7385
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2021	Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Nov 18, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF WA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2021 · Amount on Record
Deed Sale	Oct 20, 2021 · Amount on Record
Deed Document Number	2021373
Deed Book / Page	25178 / 1325
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Oct 20, 2021
Property Address	203 ARBOR CREST DR, BALLWIN, MO 63021-7385
Document Number	0251781325
Book / Page	25178 / 1325
Map Reference	MB 319 PG 52
Instrument Date	Oct 12, 2021
Instrument	2021102000373
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	28036 FARM RD #225225, 28036, GOLDEN, MO 65658

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 ARBOR CREST DR, BALLWIN, MO 63021-7385

Mortgage

Document Number	2021102000374
Date	Oct 20, 2021
Instrument	2021102000374

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	203 ARBOR CREST DR, BALLWIN, MO 63021-7385
Document Number	0245102782
Instrument Date	Nov 18, 2020
Transaction Type	Mortgage
Record Updated	Jan 27, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	203 ARBOR CREST DR BALLWIN MO 630217385, BALLWIN, MO 63021-7385

Mortgage

Document Number	0245102782
Date	Dec 15, 2020
Book Page	024510/002782
Instrument	1285

Lender

Name	BANK OF WA
Type	Bank
Address	WASHINGTON, MO 63090

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Parkway C-2 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$98,440 (-) Land $36,940 Building $61,500	$518,100 (-) Land $194,400 Building $323,700
2025	$6,030.00 (+10.14%)	$98,440 (+16.32%) Land $36,940 Building $61,500	$518,100 (+16.32%) Land $194,400 Building $323,700
2024	$5,475.00 (+1.43%)
2023	$5,398.00 (+12.32%)	$84,630 (+22.9%) Land $25,860 Building $58,770	$445,400 (+22.9%) Land $136,100 Building $309,300
2022	$4,806.00	$68,860 Land $20,140 Building $48,720
2021			$362,400 Land $106,000 Building $256,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband, Wisper ISP.

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