Frederick County property record for 203 Accomack Cir, Stephens City, VA 22655 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2018 |
| Square Footage | 2,212 sqft Living Area |
| Lot Size | 16,014 sqft (0.37 acres) |
| Garage | 462 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $2,381.00 (2026) |
Source: Frederick County records · APN 75E1-3-9
Assessment roll updated July 9, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 203 ACCOMACK CIR, STEPHENS CITY, VA 22655-2502 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 11, 2023 | Deed of Trust, Mortgage · Stand Alone Refinance FINANCE OF AMERICA REVERSE LC |
| Aug 09, 2018 | Deed of Trust, Mortgage AMERICAN ADVISORS |
| Aug 09, 2018 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage COMMISSIONER/HSNG & URBAN DEV |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK VA |
| Property Address | 203 ACCOMACK CIR, STEPHENS CITY, VA 22655-2502 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000006957 |
|---|---|
| Date | Aug 11, 2023 |
| Instrument | 230006957 |
| Name | FINANCE OF AMERICA REVERSE LC |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 827 Months |
| Due | Jul 25, 2092 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.13% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Oct 01, 2023 |
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Margin | 5 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK VA |
| Property Address | 203 ACCOMACK CIR, STEPHENS CITY, VA 22655-2502 |
| Document Number | 0000007951 |
| Instrument Date | Aug 09, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 14, 2019 |
| Title Company | FNC TITLE SERVICES, FNC TITLE SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 203 ACCOMACK CIR STEPHENS CITY VA 226552502, STEPHENS CITY, VA 22655-2502 |
| Document Number | 0000007951 |
|---|---|
| Date | Aug 16, 2018 |
| Instrument | 7951 |
| Name | AMERICAN ADVISORS |
|---|---|
| Address | ORANGE, CA 92868 |
| Amount | Amount Recorded |
|---|---|
| Term | 888 Months |
| Due | Aug 15, 2092 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.33% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK VA |
| Property Address | 203 ACCOMACK CIR, STEPHENS CITY, VA 22655-2502 |
| Document Number | 0000007952 |
| Instrument Date | Aug 09, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2019 |
| Title Company | FNC TITLE SERVICES, FNC TITLE SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 203 ACCOMACK CIR STEPHENS CITY VA 226552502, STEPHENS CITY, VA 22655-2502 |
| Document Number | 0000007952 |
|---|---|
| Date | Aug 16, 2018 |
| Instrument | 7952 |
| Name | COMMISSIONER/HSNG & URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 888 Months |
| Due | Aug 15, 2092 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.33% |
Source: Frederick County records · Assessment roll updated July 9, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,381.00 (+10.38%) | $449,300 (-) Land $88,000 Building $361,300 | $449,300 (-) Land $88,000 Building $361,300 |
| 2025 | $2,157.00 | $449,300 Land $88,000 Building $361,300 | $449,300 Land $88,000 Building $361,300 |
Source: FEMA National Flood Hazard Layer, Frederick County (51069C), updated February 3, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 75E1-3-9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 8 Rooms |
| Building Area | 2,212 sqft Living Area |
| Gross Area | 4,194 sqft Gross Area |
| 1st Floor | 1,154 sqft 1st Floor |
| Basement Area | 1,154 sqft Basement |
| Unfinished Basement | 1,154 sqft Unfinished |
| Stories | 2 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Brick Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 16,014 sqft (0.37 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 462 sqft Garage |
| Deck Area | 144 sqft Deck |
| Porch | 1 Porch |
| Porch Area | 222 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 8023802 |
|---|---|
| Street Address | 203 ACCOMACK CIR |
| City | STEPHENS CITY |
| State | VA |
| Zip | 22655-2502 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | FREDERICKTOWNE L9 S3 |
| Legal Subdivision | FREDERICKTOWNE |
| Legal Lot Number | 9 |
| Jurisdiction | FREDERICK VA |
| Minor Civil Division | OPEQUON |
| Census Blockgroup | 1 |
| Census Block | 1007 |
| Census Tract | 50804 |
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