Albany County and Watervliet City property record for 203 7th Ave, Watervliet, NY 12189
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,297 sqft · built 1912 |
| Lot Size | 0.085 acres (3,713 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $190,000 (May 2025) |
| Tax Bill | $5,640 (2026) |
| Deeds & Mortgages | Nov 2023 Sale & Mortgage Jun 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 011800 44.49-3-17 |
| Primary APN | 011800 44.49-3-17 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,297 sqft Living Area |
| 1st Floor Area | 741 sqft |
| 2nd Floor Area | 556 sqft |
| Year Built | Built 1912 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 3,713 sqft (0.085 acres) |
| Lot Dimensions | 123 ft deep x 30 ft wide |
| Porch | Slab |
| Porch Area | 133 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 04404900030170000000 |
|---|---|
| Street Address | 203 7TH AVE |
| City | WATERVLIET |
| State | NY |
| Zip | 12189-3842 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Subdivision | SCHUYLER PARK |
| Legal Block | 3 |
| Legal Lot Number | 17.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | WATERVLIET |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 13400 |
Source: Albany County and Watervliet City records, as of October 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 13 JAROSE PL, CLIFTON PARK, NY 12065-7253 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Nov 6, 2023 | Deed, Transfer · Conventional Mortgage SARATOGA NATIONAL BANK & TRUST CO |
| Jun 8, 2021 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC |
| May 26, 2017 | Warranty Deed, Transfer · FHA Mortgage RESMAC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 6, 2025 · Amount on Record |
| Deed Sale | May 6, 2025 · Amount on Record |
| Prior Sale | Nov 6, 2023 · Amount on Record |
| Deed Document Number | 20257997 |
| Prior Transfer Date | Feb 14, 2019 |
| Prior Transfer Doc | 0000005499 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Nov 6, 2023 |
| Property Address | 203 7TH AVE, WATERVLIET, NY 12189-3842 |
| Document Number | 0000009993 |
| Instrument Date | Oct 25, 2023 |
| Instrument | R2023-19993 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2023 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $846.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 203 7TH AVE, WATERVLIET, NY 12189-3842 |
| Name | Verified Name |
|---|---|
| Address | 2100 6TH AVE APT 7G, 7G, TROY, NY 12180-2840 |
| Document Number | 0000009994 |
|---|---|
| Date | Nov 6, 2023 |
| Instrument | R2023-19994 |
| Name | SARATOGA NATIONAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | 12868 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 7.75% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 11.7% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 203 7TH AVE, WATERVLIET, NY 12189-3842 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0000007146 |
|---|---|
| Date | Jun 8, 2021 |
| Instrument | R2021-17146 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | May 26, 2017 |
| Property Address | 203 7TH AVE, WATERVLIET, NY 12189-3842 |
| Document Number | 0000012003 |
| Instrument Date | May 18, 2017 |
| Instrument | 12003 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2017 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $538.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2330 BROADWAY WATERVLIET NY 121892229, WATERVLIET, NY 12189-2229 |
| Document Number | 12004 |
|---|---|
| Date | May 26, 2017 |
| Instrument | 12004 |
| Name | RESMAC |
|---|---|
| Address | BOCA RATON, FL 33487 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 25, 2047 |
Source: Albany County and Watervliet City assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| Municipality | Watervliet City |
| Unified School District | Watervliet City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,640.00 (+6.27%) | ||
| 2025 | $5,307.00 | $130,300 (-) Land $28,100 Building $102,200 | $221,523 (+18.16%) Land $47,773 Building $173,750 |
| 2023 | $130,300 (-) Land $28,100 Building $102,200 | $187,482 (+15.11%) Land $40,432 Building $147,050 | |
| 2022 | $130,300 Land $28,100 Building $102,200 | $162,875 Land $35,125 Building $127,750 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 89% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERVLIET CITY serves 9,889 people · EPA ID NY0110127 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | No certified operator Jan 2023 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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