203 4th St, Charleston, IL 61920 Property Records

Coles County property record for 203 4th St, Charleston, IL 61920

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,299 sqft · built 1915
Lot Size0.16 acres (6,970 sqft)
OwnerIndividual Name on File
Last Sale$60,000 (Feb 2013)
Tax Bill$1,587 (2025)
Deeds & MortgagesMar 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN02-1-03951-000

Property Details

APN / Parcel Number

Primary APN02-1-03951-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,299 sqft Base Area
1st Floor Area1,299 sqft
Basement Area812 sqft
Unfinished Basement812 sqft

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 1915
Lot Area6,970 sqft (0.16 acres)
Lot Dimensions114 ft deep x 60 ft wide
Garage TypeDetached
Garage Area264 sqft

Location & Zoning

Street Address203 4TH ST
CityCHARLESTON
StateIL
Zip61920-1421
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionASSRS SUBD #7 (E1/2 SE1/4) W1/2 N 60 FT LOT 9 SEC 10 T12N R09E
Legal Range09E
Legal Township12N
Legal Section10
Legal SubdivisionASSRS SUBD
Legal Lot Number9
JurisdictionCOLES IL
Township / Civil DivisionCHARLESTON
Census Block Group4
Census Block4022
Census Tract500

Owner

203 4th St is owned and occupied by an individual who bought it in February 2013.

Source: Coles County records, as of June 23, 2026

Owner of RecordIndividual Name on File
Mailing Address203 4TH ST, CHARLESTON, IL 61920-1421
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 22, 2013 · Amount on File
Deed SaleFeb 22, 2013 · Amount on File
Deed Document Number2013743178
Record UpdatedSep 20, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLES IL
Property Address203 4TH ST, CHARLESTON, IL 61920-1421
Transaction TypeMortgage
Record UpdatedMar 31, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202300805723
DateMar 13, 2023
Instrument202300805723
Lender
NameLAND OF LINCOLN CU
TypeCredit Union
AddressMATTOON, IL 61938
Agreement
TypeLine of Credit
AmountAmount on Record
Term60 Months
DueMar 12, 2028
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 203 4th St was $1,587.

Source: Coles County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyColes County
County SubdivisionCharleston Township
MunicipalityCharleston City
Unified School DistrictCharleston Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,587.00$21,807 Land $2,537 Building $19,270$65,421 Land $7,611 Building $57,810
2023$18,071 Land $2,102 Building $15,969$54,213 Land $6,306 Building $47,907
2020$1,588.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 203 4th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2017–2018)
Most Recent ClaimApr 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 203 4th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLESTON
serves 17,286 people · EPA ID IL0290100
Water SourceSurface water
Last State InspectionMay 2024
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber · DSL in parts of the area
2,000 / 2,000
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130
Watch TV
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Nextlink.

Nearby Properties on 4th St

Nearby Streets

Search Property Records by Address or Parcel Number