Talbot County property record for 203 3rd St, Oxford, MD 21654
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,316 sqft · built 1993 |
| Lot Size | 0.23 acres (10,006 sqft) |
| Owner | Individual Name on File |
| Last Sale | $514,000 (May 2008) |
| Tax Bill | $4,295 (2026) |
| Flood Zone | Zone AE (high risk) |
| APN | 03-149730 |
| Primary APN | 03-149730 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,316 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 10,006 sqft (0.23 acres) |
| Garage Type | Attached |
| Garage Area | 384 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 184 sqft |
| Deck Area | 384 sqft |
| Patio Area | 64 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 149730 |
|---|---|
| Street Address | 203 3RD ST |
| City | OXFORD |
| State | MD |
| Zip | 21654-1252 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 12 - 10,006 SF E/S THIRD ST OXFORD |
| Legal Subdivision | JACKS POINT LNDG |
| Legal Lot Number | 12 |
| Jurisdiction | TALBOT MD |
| Township / Civil Division | 3, TRAPPE |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 960900 |
203 3rd St is owned and occupied by an individual who bought it in May 2008.
Source: Talbot County records, as of September 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 203 3RD ST, OXFORD, MD 21654-1252 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 1, 2008 · Amount on File |
| Deed Sale | May 1, 2008 · Amount on File |
| Prior Sale | Apr 18, 2006 · Amount on File |
| Deed Document Number | 200880613 |
| Deed Book / Page | 1619 / 392 |
| Transfer Doc | 0000001680 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 203 3rd St was $4,295 with a homeowner's exemption, up 3.6% from the year before.
Source: Talbot County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Talbot County |
| Municipality | Oxford Town |
| Unified School District | Talbot County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,295.00 (+3.57%) Homeowner's exemption | $456,600 Land $104,000 Building $352,600 | $456,600 Land $104,000 Building $352,600 |
| 2025 | $4,147.00 Homeowner's exemption | ||
| 2023 | $3,790.00 Homeowner's exemption | $372,200 Land $104,000 Building $268,200 | $372,200 Land $104,000 Building $268,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 203 3rd St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 4.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 282 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 305 units insured incl. 23 condo units |
| Nearby Flood Claims | 227 (1979–2024) |
| Claims Outside the SFHA | 19 of 227 |
| Most Recent Claim | Oct 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 203 3rd St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF OXFORD serves 726 people · EPA ID MD0200005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 10 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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