203 3rd St, Crested Butte, CO 81224 Property Records

Gunnison County property record for 203 3rd St, Crested Butte, CO 81224

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,625 sqft · built 1890
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (May 2012)
Tax Bill	$12,017 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R003097`

Property Details

APN / Parcel Number

Primary APN	`R003097`
Alternative APN	`325503131002`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,625 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1890
Effective Year Built	Effective 2014
Architectural Style	Conventional
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Roof Material	Metal
Lot Area	5,000 sqft (0.115 acres)

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	R003097
Street Address	203 3RD ST
City	CRESTED BUTTE
State	CO
Zip	81224-5418
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART OF LOTS 2 & 3, BLOCK 16, CRESTED BUTTE
Legal Subdivision	CRESTED BUTTE TOWN OF
Legal Block	16
Legal Lot Number	2-3
Jurisdiction	GUNNISON CO
Township / Civil Division	CRESTED BUTTE
Census Block Group	1
Census Block	1079
Census Tract	963800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Town of Crested Butte listed 1974 · 21 contributing resources · NRIS 74002279

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

203 3rd St is owned by two individuals who bought it in May 2012.

Source: Gunnison County records, as of July 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6515 BANDERA AVE, 3A, DALLAS, TX 75225-3978
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Deed of Trust, Mortgage · Line of Credit BOKF NA
Sep 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage BOKF NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2012 · Amount on File
Deed Sale	May 16, 2012 · Amount on File
Prior Sale	Jan 19, 1996
Deed Document Number	2012612981
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUNNISON CO
Recording Date	Jul 6, 2026
Property Address	203 3RD ST, CRESTED BUTTE, CO 81224-5418
Document Number	0000709328
Instrument Date	Jun 12, 2026
Instrument	2026709328
Transaction Type	Mortgage
Record Updated	Jul 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 3RD ST, CRESTED BUTTE, CO 81224-5418

Mortgage

Document Number	0000709328,
Date	Jul 6, 2026
Instrument	2026709328

Lender

Name	BOKF NA

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.36%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUNNISON CO
Property Address	203 3RD ST, CRESTED BUTTE, CO 81224-5418
Transaction Type	Mortgage
Record Updated	May 22, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3615 CENTENARY AVE, DALLAS, TX 75225-5122

Mortgage

Document Number	0000669436
Date	Sep 17, 2020
Instrument	669436

Lender

Name	BOKF NA
Type	Bank
Address	TULSA, OK 74153

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Oct 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.75%
Index	1-Year LIBOR
Max Rate	7.75%

Tax Assessment & Valuation

The 2025 property tax bill for 203 3rd St was $12,017, up 5.4% from the year before.

Source: Gunnison County assessment roll, as of February 24, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Gunnison County
Municipality	Crested Butte Town
Unified School District	Gunnison Watershed School District RE-1J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,017.00 (+5.44%)	$161,510 (-2.34%) Land $21,690 Building $139,820	$2,584,120 Land $346,990 Building $2,237,130
2024	$11,397.00 (+1.27%)	$165,380 (+2.28%) Land $28,480 Building $136,900
2023	$11,254.00 (+33.07%)	$161,700 (+49.86%) Land $27,850 Building $133,850	$2,468,470 (+59%) Land $425,140 Building $2,043,330
2022	$8,457.00	$107,900 Land $12,860 Building $95,040	$1,552,470 Land $185,000 Building $1,367,470

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 203 3rd St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	2 (2008–2009)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2009 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 203 3rd St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CRESTED BUTTE serves 2,440 people · EPA ID CO0126188
Water Source	Surface water
Last State Inspection	Jun 2022
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Xtream Internet Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Visionary Broadband.

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