203 2nd St, Troy, NY 12180 Property Records

Rensselaer County and Troy City property record for 203 2nd St, Troy, NY 12180

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 2,448 sqft · built 1910
Lot Size0.055 acres (2,405 sqft)
Owner2 Individual Names on Record
Last Sale$278,000 (Aug 2012)
Tax Bill$10,620 (2026)
Deeds & MortgagesOct 2021 Refinance
May 2025 Refinance
APN381700 100.84-3-3

Property Details

APN / Parcel Number

Primary APN381700 100.84-3-3
Alternative APN
  • 0803330

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area2,448 sqft Living Area
1st Floor Area816 sqft
2nd Floor Area816 sqft
Upper Floors Area816 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleOther
Exterior MaterialBrick
Lot Area2,405 sqft (0.055 acres)
Lot Dimensions130 ft deep x 18.5 ft wide
PorchSlab
Porch Area216 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0803330
Street Address203 2ND ST
CityTROY
StateNY
Zip12180-4437
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMF
Legal Description3 STY BR HSE 89-23/SPT 32 NPT 31
Legal Block3
Legal Lot Number3.000
JurisdictionRENSSELAER NY
Township / Civil DivisionTROY
Census Block Group2
Census Block2015
Census Tract40800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Washington Park Historic District
listed 1973 · 56 contributing resources · NRIS 73001259

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Rensselaer County and Troy City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address203 2ND ST, TROY, NY 12180-4437
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 4, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
STATE EMPLOYEES FCU
May 22, 2025Deed of Trust, Mortgage · Stand-Alone Refinance
BROADVIEW FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 1, 2012 · Amount on Record
Deed SaleAug 1, 2012 · Amount on Record
Prior SaleDec 3, 1999 · Amount on Record
Deed Book / Page6389 / 144
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRENSSELAER NY
Property Address203 2ND ST, TROY, NY 12180-4437
Transaction TypeMortgage
Record UpdatedApr 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0097680057
DateOct 4, 2021
Book Page9768/57
Instrument2021-597619
Lender
NameSTATE EMPLOYEES FCU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueNov 1, 2036

May 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRENSSELAER NY
Property Address203 2ND ST, TROY, NY 12180-4437
Transaction TypeMortgage
Record UpdatedApr 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0109670126
DateMay 22, 2025
Book Page10967/126
Instrument2025-656480
Lender
NameBROADVIEW FEDERAL CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

Tax Assessment & Valuation

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

TypeName
StateNew York
CountyRensselaer County
MunicipalityTroy City
Unified School DistrictTroy City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$10,620.00 (-17.94%) Homeowner's exemption
2025$12,941.00 (+7.97%)$278,000 (-) Land $8,400 Building $269,600$476,000 (+19.87%) Land $14,383 Building $461,617
2023$278,000 (-) Land $8,400 Building $269,600$397,100 (+8.56%) Land $11,999 Building $385,101
2022$11,986.00 Homeowner's exemption$278,000 Land $8,400 Building $269,600$365,789 Land $11,053 Building $354,736

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot included in the FIRM
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 19 policies
Nearby Flood Policies19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 626 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
Hudson Valley Wireless
Fixed Wireless
200 / 20

May also be available: Massivemesh Networks, T-Mobile.

Nearby Properties on 2nd St

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