203 1st St S, Wesley, IA 50483 Property Records

Kossuth County property record for 203 1st St S, Wesley, IA 50483

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,274 sqft · built 1900
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$55,000 (Jun 2020)
Tax Bill	$1,128 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-35-439-002`

Property Details

APN / Parcel Number

Primary APN	`20-35-439-002`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,274 sqft Living Area
Basement Area	720 sqft
Unfinished Basement	770 sqft
Flooring	Hardwood
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	190 sqft
Deck Area	84 sqft
Patio Area	84 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	203 1ST ST S
City	WESLEY
State	IA
Zip	50483-7703
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM 70' N SW COR BLK 28 N 85'E 100' S
Legal Subdivision	ORIGINAL PLAT OF WESLEY
Legal Block	28
Jurisdiction	KOSSUTH IA
Township / Civil Division	WESLEY
Census Block Group	2
Census Block	2109
Census Tract	950200

Owner

203 1st St S is owned and occupied by an individual who bought it in June 2020.

Source: Kossuth County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	203 1ST ST S, WESLEY, IA 50483-7703
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2022	Deed of Trust, Mortgage · USDA Mortgage USDA
Jun 5, 2020	Warranty Deed, Transfer · Conventional Mortgage IOWA BANKERS MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2020 · Amount on File
Deed Sale	Jun 5, 2020 · Amount on File
Prior Sale	Mar 6, 2014 · Amount on File
Deed Document Number	20201649
Deed Book / Page	2020 / 1649
Prior Transfer Date	May 28, 2020
Prior Transfer Doc	2020/1649
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSSUTH IA
Property Address	203 1ST ST S, WESLEY, IA 50483-7703
Transaction Type	Mortgage
Record Updated	Jan 27, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02022/2447
Date	Aug 16, 2022
Book Page	2022/2447
Instrument	2022 2447

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	336 Months
Due	Jun 1, 2050

Interest

Rate Type	Fixed Rate

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOSSUTH IA
Recording Date	Jun 5, 2020
Property Address	203 1ST ST S, WESLEY, IA 50483-7703
Document Number	2020/1649
Book / Page	2020 / 1649
Instrument Date	May 28, 2020
Instrument	2020 1649
Transaction Type	Transfer
Record Updated	Nov 8, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$87.20
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 1ST ST S, WESLEY, IA 50483-7703

Mortgage

Document Number	20201650
Date	Jun 5, 2020
Instrument	2020 1650

Lender

Name	IOWA BANKERS MORTGAGE CORP

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 203 1st St S was $1,128, up 3.1% from the year before.

Source: Kossuth County assessment roll, as of October 9, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Kossuth County
Municipality	Wesley City
Unified School District	Algona Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,128.00 (+3.11%)	$77,754 Land $4,641 Building $73,113
2024	$1,094.00
2023		$70,230 Land $4,641 Building $65,589	$70,230 Land $4,641 Building $65,589
2021	$836.00		$77,754 Land $4,641 Building $73,113

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 203 1st St S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 19, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 203 1st St S is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESLEY WATER SUPPLY serves 390 people · EPA ID IA5592098
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Fiber	2,000 / 1,000
GigFire Fixed Wireless	150 / 130
Northwest Communications Fixed Wireless	100 / 20

May also be available: Nextlink.

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