203 16th St W, Palmetto, FL 34221 Property Records

Manatee County property record for 203 16th St W, Palmetto, FL 34221

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,118 sqft · built 2024
Lot Size0.116 acres (5,041 sqft)
OwnerIndividual Name on File
Last Sale$395,000 (May 2025)
Tax Bill$5,281 (2025)
Deeds & MortgagesMay 2025 Sale & Mortgage
Mar 2024 Mortgage
Flood ZoneZone X (minimal risk)
APN26131-0010-9

Property Details

APN / Parcel Number

Primary APN26131-0010-9
Alternative APN
  • 3417142613100109

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,118 sqft Living Area
Gross Area1,729 sqft
1st Floor Area1,118 sqft

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Exterior MaterialStucco
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,041 sqft (0.116 acres)
View / LotStandard
Garage TypeAttached
Garage Area533 sqft
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address203 16TH ST W
CityPALMETTO
StateFL
Zip34221-3923
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePL_RM-6
Legal DescriptionPART OF LOTS 6 & 7, BLK C OF HW HARRISONS SUBDIV AS REC IN PB 6, PG 48 PRMCF AND BEING MORE PARTICULARLY DESC AS FOLLOWS: BEG AT THE NW COR OF SD LOT 6, ALSO BEING ON THE S
Legal Range17E
Legal Township34S
Legal Section14
Legal SubdivisionH W HARRISON
Legal BlockC
Legal Lot Number6,7
JurisdictionMANATEE FL
Township / Civil DivisionPALMETTO
Census Block Group2
Census Block2031
Census Tract1502

Owner

203 16th St W is owned and occupied by an individual who bought it in May 2025.

Source: Manatee County records, as of August 18, 2026

Owner of RecordIndividual Name on File
Mailing Address203 16TH ST W, PALMETTO, FL 34221-3923
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 9, 2025Warranty Deed, Transfer · FHA Mortgage
LOANDEPOT.COM LLC
Mar 14, 2024Quit Claim Deed, Transfer · Stand-Alone First Mortgage
MCU FINANCIAL CENTER CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 9, 2025 · Amount on File
Deed SaleMay 9, 2025 · Amount on File
Deed Document Number202558740
Prior Transfer DateMar 13, 2024
Prior Transfer Doc0000025569
Record UpdatedSep 20, 2026

May 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMANATEE FL
Recording DateMay 9, 2025
Property Address203 16TH ST W, PALMETTO, FL 34221-3923
Document Number0041058740
Map ReferenceMB 6 PG 48
Instrument DateMay 6, 2025
Instrument202541058740
Transaction TypeTransfer
Record UpdatedNov 27, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,765.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address640 10TH ST W, PALMETTO, FL 34221-3804

Transferred To (Grantee/Buyer)

NameVerified Name
Address203 16TH ST W, PALMETTO, FL 34221-3923

Mortgage

Document Number0041058741
DateMay 9, 2025
Instrument202541058741
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2055

March 2024: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMANATEE FL
Recording DateMar 14, 2024
Property Address203 16TH ST W, PALMETTO, FL 34221-3923
Document Number0041025569
Map ReferenceMB 6 PG 48
Instrument DateMar 13, 2024
Instrument202441025569
Transaction TypeTransfer
Record UpdatedNov 27, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address3420 8TH AVE E, PALMETTO, FL 34221-2451

Transferred To (Grantee/Buyer)

NameVerified Name
Address2050 14TH AVE E STE 102, 102, PALMETTO, FL 34221-2654

Mortgage

Document Number0041025570
DateMar 14, 2024
Instrument202441025570
Lender
NameMCU FINANCIAL CENTER CU
TypeCredit Union
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 203 16th St W was $5,281 with a homeowner's exemption, up 1,766.1% from the year before.

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyManatee County
MunicipalityPalmetto City
Unified School DistrictManatee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$315,621 (+20.57%) Land $34,999 Building $280,622$315,621 (+20.57%) Land $34,999 Building $280,622
2025$5,281.00 (+1,766.08%)$261,765 (+926.53%) Land $34,999 Building $226,766$261,765 (+926.53%) Land $34,999 Building $226,766
2024$283.00 (+2.17%)$25,500 (-) Land $25,500$25,500 (-) Land $25,500
2023$277.00 (+3.75%)$25,500 (+2%) Land $25,500$25,500 (+2%) Land $25,500
2022$267.00$25,000 Land $25,000$25,000 Land $25,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 203 16th St W in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 21 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies25 units insured
incl. 4 condo units
Nearby Flood Claims6 (1982–2002)
Claims Outside the SFHA5 of 6
Most Recent ClaimDec 2002 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 203 16th St W is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PALMETTO WATER DEPT.
serves 13,446 people · EPA ID FL6410322
Water SourcePurchased surface water from MANATEE COUNTY UTILITIES DEPT
Last State InspectionJun 2023
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityE. coli
not recorded as resolved · Oct 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting18
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

Nearby Properties on 16th St W

Nearby Streets

Search Property Records by Address or Parcel Number