203 15th St, Elyria, OH 44035 Property Records

Lorain County property record for 203 15th St, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,074 sqft · built 1943
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on File
Last Sale	$128,800 (Oct 2024)
Tax Bill	$1,241 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Feb 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-26-003-101-015`

Property Details

APN / Parcel Number

Primary APN	`06-26-003-101-015`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,074 sqft Living Area
1st Floor Area	726 sqft
Basement Area	726 sqft

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1943
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	115 ft deep x 43 ft wide
Porch	Open Frame Porch
Porch Area	109 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Gas

Location & Zoning

Street Address	203 15TH ST
City	ELYRIA
State	OH
Zip	44035-7607
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAXONS SUB 42.50 X 115
Legal Subdivision	FAXONS SUB
Legal Tract	26
Legal Block	101
Legal Lot Number	73-4
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	1
Census Block	1011
Census Tract	71400

Owner

Source: Lorain County records, as of October 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	203 15TH ST, ELYRIA, OH 44035-7607
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2026	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE CONNECT LP
Feb 24, 2023	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 11, 2024 · Amount on File
Deed Sale	Oct 11, 2024 · Amount on File
Prior Sale	Jan 27, 1999
Deed Document Number	202429532
Prior Transfer Date	Aug 25, 2006
Prior Transfer Doc	0000163409
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Recording Date	Sep 25, 2026
Property Address	203 15TH ST, ELYRIA, OH 44035-7607
Document Number	0000112962
Instrument Date	Aug 31, 2026
Instrument	2026112962
Transaction Type	Mortgage
Record Updated	Oct 7, 2026
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 15TH ST, ELYRIA, OH 44035-7607

Mortgage

Document Number	0000112962,
Date	Sep 25, 2026
Instrument	2026112962

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	481 Months
Due	Oct 1, 2066

Interest

Max Rate	-1%

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	203 15TH ST, ELYRIA, OH 44035-7607
Transaction Type	Mortgage
Record Updated	Mar 6, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 15TH ST, ELYRIA, OH 44035-7607

Mortgage

Document Number	0000907637
Date	Feb 24, 2023
Instrument	2023-0907637

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	232 Months
Due	Jun 1, 2042

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,241.00	$26,370 (-0.01%) Land $5,900 Building $20,470	$75,350 (-) Land $16,860 Building $58,490
2024	$1,241.00 (+2.31%)	$26,373 (+25.52%) Land $5,901 Building $20,472	$75,350 (+25.52%) Land $16,860 Building $58,490
2023	$1,213.00 (+1%)	$21,011 (+%) Land $3,423 Building $17,588	$60,030 (-) Land $9,780 Building $50,250
2022	$1,201.00	$21,010 Land $3,420 Building $17,590
2021			$60,030 Land $9,780 Building $50,250

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 665 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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