20298 Craigen Cir, Saratoga, CA 95070 Property Records

Santa Clara County property record for 20298 Craigen Cir, Saratoga, CA 95070

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,164 sqft · built 1954
Lot Size	0.317 acres (13,803 sqft)
Owner	Company Name on Record
Last Sale	$1,375,000 (Nov 2001)
Tax Bill	$24,439 (2025)
Deeds & Mortgages	Apr 2017 Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`393-07-016`

Property Details

APN / Parcel Number

Primary APN	`393-07-016`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,164 sqft Living Area
1st Floor Area	2,164 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	13,803 sqft (0.317 acres)
Lot Dimensions	129 ft deep x 107 ft wide
Garage Type	Carport
Garage Area	420 sqft
Carport	Carport
Carport Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	20298 CRAIGEN CIR
City	SARATOGA
State	CA
Zip	95070-4316
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R112
Legal Description	TRACT 1167 ARGONAUT PLACE BOOK 44 PAGE 30 PAGE 31 LOT 58
Legal Subdivision	ARGONAUT PLACE
Legal Tract	1167
Legal Lot Number	58
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	2
Census Block	2003
Census Tract	507500

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	20298 CRAIGEN CIR, SARATOGA, CA 95070-4316
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2017	Deed of Trust, Mortgage · ARM STRATIS FINANCIAL CORP
Aug 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage BENJAMIN FAMILY TRUST (PT)
Apr 20, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2001 · Amount on Record
Deed Sale	Nov 30, 2001 · Amount on Record
Prior Sale	Jun 1, 1994 · Amount on Record
Deed Document Number	200115986523
Last Transfer Date	Apr 14, 2017
Transfer Doc	0023629155
Record Updated	Oct 29, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	20298 CRAIGEN CIR, SARATOGA, CA 95070-4316
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023629028
Date	Apr 19, 2017
Instrument	23629028

Lender

Name	STRATIS FINANCIAL CORP
Type	Mortgage Company
Address	HUNTINGTON BEACH, CA 92649

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	May 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.75%
Index	1-Year LIBOR
Max Rate	8.75%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	20298 CRAIGEN CIR, SARATOGA, CA 95070-4316
Document Number	0024263905
Instrument Date	Aug 8, 2019
Transaction Type	Mortgage
Record Updated	Sep 2, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	99 ALMADEN BLVD #333 SAN JOSE CA 951131604, 333, SAN JOSE, CA 95113-1604

Mortgage

Document Number	0024263905
Date	Aug 26, 2019
Instrument	24263905

Lender

Name	BENJAMIN FAMILY TRUST (PT)

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Apr 20, 2017
Property Address	20298 CRAIGEN CIR, SARATOGA, CA 95070-4316
Document Number	0023629155
Instrument Date	Apr 14, 2017
Instrument	23629155
Transaction Type	Transfer
Record Updated	May 5, 2017

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	20298 CRAIGEN CIR SARATOGA CA 950704316, SARATOGA, CA 95070-4316

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Saratoga City
Secondary School District	Los Gatos-Saratoga Joint Union School District (09 - 12)
Elementary School District	Saratoga Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,071,906 (+2%) Land $1,808,217 Building $263,689
2025	$24,439.00 (+2.33%) Homeowner's exemption	$2,031,281 (+4.04%) Land $1,772,762 Building $258,519
2023	$23,883.00 (+2.2%) Homeowner's exemption	$1,952,405 Land $1,703,924 Building $248,481
2022	$23,368.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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