20291 Alder Rd, Monte Rio, CA 95462 Property Records

Sonoma County property record for 20291 Alder Rd, Monte Rio, CA 95462

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,182 sqft · built 1956
Lot Size0.143 acres (6,248 sqft)
OwnerTrust Name on File
Last Sale$15,000 (May 1994)
Tax Bill$1,529 (2025)
Deeds & MortgagesSep 2017 Line of Credit
Flood ZoneZone AE (high risk)
APN095-221-014-000

Property Details

APN / Parcel Number

Primary APN095-221-014-000
Alternative APN
  • 095-221-014

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms2 Rooms
Stories1 Story
Building Area1,182 sqft Living Area
1st Floor Area1,182 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1975
Architectural StyleL-Shape
Construction TypeWood
Lot Area6,248 sqft (0.143 acres)

Utilities, Heating & Cooling

Cooling SystemNone

Location & Zoning

Old Parcel Number095-221-014
Street Address20291 ALDER RD
CityMONTE RIO
StateCA
Zip95462
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR1
Legal DescriptionLOT 45 STARRETT SUB
Legal SubdivisionSTARRETT SUB
Legal Tract51
Legal Block3
Legal Lot Number45
JurisdictionSONOMA CA
Township / Civil DivisionRUSSIAN RIVER-SONOMA COAST
Census Block Group3
Census Block3008
Census Tract153708

Owner

20291 Alder Rd is held in a trust since December 2007.

Source: Sonoma County records, as of September 1, 2026

Owner of RecordTrust Name on File
Mailing Address1 GREGORY CT, PETALUMA, CA 94954-4680
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 12, 1994 · Amount on File
Deed SaleMay 12, 1994 · Amount on File
Deed Document Number199462484
Last Transfer DateDec 12, 2007
Transfer Doc0000132213
Record UpdatedOct 29, 2026

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSONOMA CA
Property Address20291 ALDER RD, MONTE RIO, CA 95462
Document Number0000071968
Instrument DateSep 6, 2017
Transaction TypeMortgage
Record UpdatedSep 29, 2017
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE OFS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address20291 ALDER RD MONTE RIO CA 95462, MONTE RIO, CA 95462

Mortgage

Document Number0000071968
DateSep 13, 2017
Instrument71968
Lender
NameSAN FRANCISCO POLICE CU
TypeCredit Union
AddressSAN FRANCISCO, CA 94122
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueSep 12, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 20291 Alder Rd was $1,529.

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySonoma County
Secondary School DistrictWest Sonoma County Union High School District (09 - 12)
Elementary School DistrictMonte Rio Union Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$80,514 (+2%) Land $21,751 Building $58,763
2025$1,529.00$78,936 Land $21,325 Building $57,611
2023$1,456.00 (+1.96%)$75,873 Land $20,498 Building $55,375
2022$1,428.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 20291 Alder Rd in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayYes
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 64 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies64 in force
Nearby Flood Claims47 (1995–2025)
Most Recent ClaimFeb 2025 · river or lake flooding
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Feb 2019 · 24 claims
  • Severe Winter Storms, Flooding, And Mudslides, Jan 2017 · 3 claims
  • Severe Storms, Flooding, Mudslides, And Landslides, Dec 2005 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20291 Alder Rd is moderate, ranking above 47% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · lower than 72% of California
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSWEETWATER SPRINGS CWD - MONTE RIO
serves 3,531 people · EPA ID CA4910028
Water SourceGroundwater
Last State InspectionOct 2021
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Alder Rd

Nearby Streets

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