20291 97th Dr, O Brien, FL 32071 Property Records

Suwannee County property record for 20291 97th Dr, O Brien, FL 32071

Property Summary

Property Type	Mobile Home
Details	2 ba · 1,651 sqft · built 2007
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$160,000 (Jul 2022)
Tax Bill	$1,826 (2024)
Deeds & Mortgages	Jun 2025 Transfer Jul 2025 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-05S-14E-03326-003000`

Property Details

APN / Parcel Number

Primary APN	`06-05S-14E-03326-003000`
Alternative APN	`03326003000`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,651 sqft Living Area
1st Floor Area	1,651 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2017
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)
Patio Area	520 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	20291 97TH DR
City	O BRIEN
State	FL
Zip	32071-2501
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LEG 2.00 ACRES COMM AT THE SW COR OF SE1/4 OF NE1/4 RUN EAST 869.59 FT TO THE POB RUN N 01 DEG 3116 E 220.76 FT RUN N 88 DEG 4612 E 106.57 FT RUN N 01 DEG 1944 W 21.54 FT RUN E 247.78 FT TO A PT ON THE WESTERLY MAINTAINED R/W LINE OF A CNTY GRADED RD
Legal Range	14E
Legal Township	05S
Legal Section	06
Jurisdiction	SUWANNEE FL
Township / Civil Division	MCALPIN-WELLBORN
Census Block Group	3
Census Block	3061
Census Tract	970501

Owner

Source: Suwannee County records, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20291 97TH DR, O BRIEN, FL 32071-2501
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2025	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jul 14, 2025	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jul 7, 2022	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
May 1, 2018	Grant Deed, Transfer RAS TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2022 · Amount on Record
Deed Sale	Jul 7, 2022 · Amount on Record
Prior Sale	May 1, 2018 · Amount on Record
Deed Document Number	2022254783
Deed Book / Page	2371 / 173
Last Transfer Date	Jun 23, 2025
Transfer Doc	0061295084
Record Updated	Jun 8, 2026

June 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SUWANNEE FL
Recording Date	Jun 30, 2025
Property Address	20291 97TH DR, O BRIEN, FL 32071-2501
Document Number	0061294577
Book / Page	2615 / 33
Instrument Date	Jun 23, 2025
Instrument	202561294577
Transaction Type	Transfer
Record Updated	Feb 3, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	164 SW GREENBRIER CT, LAKE CITY, FL 32024-3780

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20291 97TH DR, O BRIEN, FL 32071-2501

July 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SUWANNEE FL
Recording Date	Jul 14, 2025
Property Address	20291 97TH DR, O BRIEN, FL 32071-2501
Document Number	0061295084
Book / Page	2618 / 302
Instrument Date	Jun 23, 2025
Instrument	202561295084
Transaction Type	Transfer
Record Updated	Feb 3, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20291 97TH DR, O BRIEN, FL 32071-2501

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20291 97TH DR, O BRIEN, FL 32071-2501

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUWANNEE FL
Recording Date	Jul 7, 2022
Property Address	20291 97TH DR, O BRIEN, FL 32071-2501
Document Number	0000254783
Book / Page	2371 / 173
Instrument Date	Jul 5, 2022
Instrument	2022254783
Transaction Type	Transfer
Record Updated	Feb 3, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,120.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1450, LIVE OAK, FL 32064-1450

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20291 97TH DR, LIVE OAK, FL 32060

Mortgage

Document Number	0000000175
Date	Jul 7, 2022
Instrument	2371/175

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUWANNEE FL
Recording Date	May 1, 2018
Property Address	20291 97TH DR, O BRIEN, FL 32071-2501
Document Number	0000202842
Book / Page	002046 / 000230
Instrument Date	Apr 24, 2018
Instrument	202842
Transaction Type	Transfer
Record Updated	May 29, 2018
Title Company	RAS TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$315.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	634 HELVENSTON ST SE LIVE OAK FL 320643355, LIVE OAK, FL 32064-3355

Tax Assessment & Valuation

Source: Suwannee County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Suwannee County
Unified School District	Suwannee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$165,674 (+20.99%) Land $20,000 Building $145,674	$165,674 (+20.99%) Land $20,000 Building $145,674
2024	$1,826.00 (+2.76%)
2023	$1,777.00 (+19.42%) Homeowner's exemption	$136,936 (+78.77%) Land $20,000 Building $116,936	$136,936 (+78.77%) Land $20,000 Building $116,936
2022	$1,488.00	$76,598	$76,598 Land $20,000 Building $56,598

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2024 · Hurricane Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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