20290 S Lammers Rd, Tracy, CA 95304 Property Records

San Joaquin County property record for 20290 S Lammers Rd, Tracy, CA 95304

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,322 sqft · built 1968
Lot Size2 acres (87,120 sqft)
OwnerTrust Name on File
Tax Bill$2,892 (2026)
Deeds & MortgagesApr 2019 Transfer
Oct 2017 Mortgage
Flood ZoneZone AE (high risk)
APN212-030-260-000

Property Details

APN / Parcel Number

Primary APN212-030-260-000
Alternative APN
  • 212-030-26

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,322 sqft Living Area
1st Floor Area2,322 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Architectural StyleL-Shape
Construction TypeWood
Lot Area87,120 sqft (2 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemNone

Location & Zoning

Old Parcel Number212-030-26
Street Address20290 S LAMMERS RD
CityTRACY
StateCA
Zip95304-9474
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG40
Legal Description02-FM PT OF 03/04/PT TO 25 PER 01075965/66
Legal SubdivisionNAGLEE BURK TR
Legal Block1
Legal Lot Number49
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group1
Census Block1024
Census Tract5225

Owner

20290 S Lammers Rd is owner-occupied and held in a trust since September 2017.

Source: San Joaquin County records, as of October 13, 2026

Owner of RecordTrust Name on File
Mailing Address20290 S LAMMERS RD, TRACY, CA 95304-9474
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 1, 2019Affidavit of Death, Transfer
ATTORNEY ONLY
Oct 5, 2017Reverse Mortgage, Transfer · FHA Mortgage
AMERICAN ADVISORS

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateSep 6, 2017
Transfer Doc0000115543
Record UpdatedOct 29, 2026

April 2019: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionSAN JOAQUIN CA
Recording DateApr 1, 2019
Property Address20290 S LAMMERS RD, TRACY, CA 95304-9474
Document Number0000032160
Instrument DateMar 26, 2019
Instrument32160
Transaction TypeTransfer
Record UpdatedMar 26, 2020
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address20290 S LAMMERS RD TRACY CA 953049474, TRACY, CA 95304-9474

October 2017: Reverse Mortgage, Transfer

Document TypeReverse Mortgage
JurisdictionSAN JOAQUIN CA
Recording DateOct 5, 2017
Property Address20290 S LAMMERS RD, TRACY, CA 95304-9474
Document Number0000115543
Instrument DateSep 6, 2017
Instrument115543
Transaction TypeTransfer
Record UpdatedMar 26, 2020
Title CompanyPLACER TITLE COMPANY AUBURN, PLACER TITLE CO AUBURN

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address20290 S LAMMERS RD TRACY CA 953049474, TRACY, CA 95304-9474

Mortgage

Document Number115544
DateOct 5, 2017
Instrument115544
Lender
NameAMERICAN ADVISORS
AddressORANGE, CA 92868
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term936 Months
DueOct 4, 2095
Interest
Rate TypeAdjustable Rate
Rate4.6%

Mortgage

Document Number115545,
DateOct 5, 2017
Instrument115545
Lender
NameCOMMISSIONER OF HSNG & URBAN D
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
AmountAmount on Record
Term936 Months
DueOct 4, 2095

Tax Assessment & Valuation

The 2026 property tax bill for 20290 S Lammers Rd was $2,892 with a homeowner's exemption, up 42% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
Unified School DistrictTracy Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,892.00 (+41.97%)
2025$2,037.00 Homeowner's exemption$170,640 Land $47,061 Building $123,579
2023$1,858.00 (+1.98%) Homeowner's exemption$164,016 Land $45,235 Building $118,781$1,037,340
2022$1,822.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20290 S Lammers Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation13.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 81 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies81 in force
Nearby Flood Claims3 (2022–2023)
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20290 S Lammers Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
unWired Broadband
Fixed Wireless
400 / 50
Matrix Broadband
Fixed Wireless
200 / 40
Cal.net
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
25 / 3

May also be available: T-Mobile, Verizon.

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