2029 Westview Ave, Waterloo, IA 50701 Property Records

Black Hawk County property record for 2029 Westview Ave, Waterloo, IA 50701

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,200 sqft · built 1974
Lot Size	0.193 acres (8,400 sqft)
Owner	Individual Name on File
Last Sale	$190,000 (Oct 2022)
Tax Bill	$4,010 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Sep 2019 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8913-33-278-029`

Property Details

APN / Parcel Number

Primary APN	`8913-33-278-029`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,200 sqft Living Area
1st Floor Area	912 sqft
Basement Area	912 sqft
Finished Basement	460 sqft
Unfinished Basement	912 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,400 sqft (0.193 acres)
Lot Dimensions	140 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Patio Area	390 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2029 WESTVIEW AVE
City	WATERLOO
State	IA
Zip	50701-3719
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARK VIEW GARDENS N 60 FT W 140 FT LOT 3
Legal Range	13W
Legal Township	89N
Legal Section	33
Legal Subdivision	PARK VIEW GARDENS
Legal Lot Number	3
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1006
Census Tract	1501

Owner

2029 Westview Ave is owned and occupied by an individual who bought it in October 2022.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	2029 WESTVIEW AVE, WATERLOO, IA 50701-3719
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage FARMERS STATE BANK
Sep 5, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance CEDAR RAPIDS BANK & TRUST
Sep 16, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance CEDAR RAPIDS BANK & TRUST
Oct 1, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage BRUCE F KACER ETUX

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2022 · Amount on File
Deed Sale	Oct 1, 2022 · Amount on File
Prior Sale	Oct 1, 2021 · Amount on File
Deed Document Number	20227137
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	2029 WESTVIEW AVE, WATERLOO, IA 50701-3719
Transaction Type	Mortgage
Record Updated	Oct 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100011762
Date	Dec 2, 2020
Instrument	202100011762

Lender

Name	FARMERS STATE BANK
Type	Bank
Address	WATERLOO, IA 50701

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	2029 WESTVIEW AVE, WATERLOO, IA 50701-3719
Transaction Type	Mortgage
Record Updated	Oct 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000004264
Date	Sep 5, 2019
Instrument	202000004264

Lender

Name	CEDAR RAPIDS BANK & TRUST

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	2029 WESTVIEW AVE, WATERLOO, IA 50701-3719
Transaction Type	Mortgage
Record Updated	Oct 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000004938
Date	Sep 16, 2019
Instrument	202000004938

Lender

Name	CEDAR RAPIDS BANK & TRUST

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Oct 1, 2021
Property Address	2029 WESTVIEW AVE, WATERLOO, IA 50701-3719
Document Number	202200007137
Instrument Date	Sep 30, 2021
Instrument	202200007137
Transaction Type	Transfer
Record Updated	Nov 17, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$303.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2029 WESTVIEW AVE, WATERLOO, IA 50701-3719

Mortgage

Document Number	202200007138
Date	Oct 1, 2021
Instrument	202200007138

Lender

Name	BRUCE F KACER ETUX
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 2029 Westview Ave was $4,010 with a homeowner's exemption, up 7.5% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,010.00 (+7.51%) Homeowner's exemption	$207,410 Land $22,500 Building $184,910	$207,410 Land $22,500 Building $184,910
2024	$3,730.00
2023		$182,120 (+14.73%) Land $22,500 Building $159,620	$182,120 Land $22,500 Building $159,620
2022	$3,292.00	$158,740 Land $22,500 Building $136,240
2021			$158,740 Land $22,500 Building $136,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2029 Westview Ave in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	15 (1979–2020)
Most Recent Claim	Jul 2020 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jul 2010 · 3 claims Severe Storms & Flooding, Jul 1993 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2029 Westview Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink.

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