2029 Pearl St, Covington, KY 41014 Property Records

Kenton County property record for 2029 Pearl St, Covington, KY 41014

Property Summary

Property Type	Parking Garage, Parking Structure
Lot Size	0.081 acres (3,556 sqft)
Owner	Company Name on Record
Last Sale	$169,900 (Oct 2020)
Tax Bill	$2,184 (2025)
Deeds & Mortgages	Oct 2020 Line of Credit Oct 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`055-14-21-031.00`

Property Details

APN / Parcel Number

Primary APN	`055-14-21-031.00`

Exterior

Lot Area	3,556 sqft (0.081 acres)
Lot Dimensions	53.2 ft deep x 25 ft wide
Garage Type	Detached
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	2029 PEARL ST
City	COVINGTON
State	KY
Zip	41014
Property Category	Commercial
Property Type	Commercial > Retail > Parking Garage, Parking Structure
Legal Description	WALLACE PT LOTS 3-4 & PT LOT 76 WOLF &CO 25'X 53.23' IRREG SW END OF PEARL ST
Legal Subdivision	WALLACE ROBERT
Legal Phase	6
Legal Lot Number	3,4
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2023
Census Tract	60900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Austinburg Historic District listed 1987 · 1,054 contributing resources · NRIS 86003483

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	117 WALLACE AVE, COVINGTON, KY 41014-5167
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2020	Deed of Trust, Mortgage · Line of Credit REPUBLIC BK&TR
Oct 29, 2020	Grant Deed, Transfer ATTORNEY ONLY
Oct 29, 2020	Grant Deed, Transfer · Line of Credit REPUBLIC BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2020 · Amount on Record
Deed Sale	Oct 29, 2020 · Amount on Record
Deed Document Number	20205900030
Deed Book / Page	52 / 87
Prior Transfer Date	Mar 7, 2006
Prior Transfer Doc	0005900304
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	2029 PEARL ST, COVINGTON, KY 41014-1215
Document Number	00M1170486
Instrument Date	Oct 28, 2020
Transaction Type	Mortgage
Record Updated	Nov 9, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 WALLACE AVE #1 COVINGTON KY 410141272, 1, COVINGTON, KY 41014-1272

Mortgage

Document Number	00M1170486
Date	Oct 29, 2020
Book Page	00M117/000486

Lender

Name	REPUBLIC BK&TR
Type	Bank
Address	LOUISVILLE, KY 40202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 28, 2030

Interest

Rate Type	Adjustable Rate

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Oct 29, 2020
Property Address	2029 PEARL ST, COVINGTON, KY 41014-1215
Document Number	0000000030
Book / Page	000052 / 000087
Instrument Date	Oct 28, 2020
Instrument	30
Transaction Type	Transfer
Record Updated	Dec 1, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$170.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 WALLACE AVE #1 COVINGTON KY 410141272, 1, COVINGTON, KY 41014-1272

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Oct 29, 2020
Property Address	2029 PEARL ST, COVINGTON, KY 41014-1215
Document Number	00KC520087
Book / Page	00KC52 / 000087
Instrument Date	May 19, 2020
Transaction Type	Transfer
Record Updated	Dec 7, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$10.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 WALLACE AVE COVINGTON KY 410141247, COVINGTON, KY 41014-1247

Mortgage

Document Number	M1170486
Date	Oct 29, 2020
Book Page	00M117/000486

Lender

Name	REPUBLIC BK&TR
Type	Bank
Address	LOUISVILLE, KY 40202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 28, 2030

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$164,900 (-) Land $5,500 Building $159,400	$164,900 (-) Land $5,500 Building $159,400
2025	$2,184.00 (+2,248.39%)	$164,900 (+2,255.71%) Land $5,500 Building $159,400	$164,900 (+2,255.71%) Land $5,500 Building $159,400
2023	$93.00	$7,000 Land $5,500 Building $1,500	$7,000 Land $5,500 Building $1,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,077 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

Nearby Properties on Pearl St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures