2029 Maple St, Ferndale, WA 98248 Property Records

Whatcom County property record for 2029 Maple St, Ferndale, WA 98248

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,869 sqft · built 1914
Lot Size	0.4 acres (17,424 sqft)
Owner	Company Name on Record
Last Sale	$515,000 (Oct 2025)
Tax Bill	$4,365 (2025)
Deeds & Mortgages	Oct 2025 Sale Oct 2025 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`554121`

Property Details

APN / Parcel Number

Primary APN	`554121`
Alternative APNs	`390229 072438 0000` `98334`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	1,869 sqft Living Area
1st Floor Area	1,429 sqft
2nd Floor Area	440 sqft
Basement Area	200 sqft
Unfinished Basement	200 sqft
Flooring	Carpet
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1914
Architectural Style	Split Level
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	17,424 sqft (0.4 acres)
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	175 sqft
Storage Building	144 sqft

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	554121
Street Address	2029 MAPLE ST
City	FERNDALE
State	WA
Zip	98248-2016
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	URR
Legal Description	FERNDALE AM LOTS 1 THRU 5-NELY 15 FT OF LOT 6 BLK 18-SUBJ TO ESMT OVER NELY 15 FT OF LOT 6 REC IN VOL 336-D-536
Legal Range	02
Legal Township	39
Legal Section	29
Legal Subdivision	FERNDALE AM
Legal Block	18
Legal Lot Number	1 2
Jurisdiction	WHATCOM WA
Township / Civil Division	FERNDALE
Census Block Group	2
Census Block	2015
Census Tract	10506

Owner

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	2 Co-owners on Record
Mailing Address	4181 WAHINA PLACE, HI
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2025	Warranty Deed, Transfer WHATCOM LAND TITLE, WHATCOM LAND TITLE NEW
Oct 15, 2025	Warranty Deed, Transfer STEWART TITLE, STEWART TITLE GUARANTY CO
Aug 14, 2018	Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCING

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Oct 15, 2025 · Amount on Record
Deed Sale	Oct 15, 2025 · Amount on Record
Prior Sale	Oct 15, 2025
Deed Document Number	2025-1001159
Record Updated	Jun 8, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Oct 15, 2025
Property Address	2029 MAPLE ST, FERNDALE, WA 98248-2016
Document Number	0001001159
Map Reference	VOL 5 PG 4
Instrument Date	Sep 25, 2025
Instrument	2025-1001159
Transaction Type	Transfer
Record Updated	Oct 27, 2025
Title Company	WHATCOM LAND TITLE, WHATCOM LAND TITLE NEW

Transaction

Amount	Amount Recorded
Tax	$8,245.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1360 POST OAK BLVD STE 100, 100, HOUSTON, TX 77056-3131

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	4181 WAHINA PLACE, PRINCEVILLE, HI 96722

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Oct 15, 2025
Property Address	2029 MAPLE ST, FERNDALE, WA 98248-2016
Document Number	0001001158
Map Reference	VOL 5 PG 4
Instrument Date	Sep 16, 2025
Instrument	2025-1001158
Transaction Type	Transfer
Record Updated	Oct 27, 2025
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	600 HIGHWAY 169 S # S400, S400, MINNEAPOLIS, MN 55426-1205

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1360 POST OAK BLVD STE 100, 100, HOUSTON, TX 77056-3131
Investor	Possibly a Property Investor

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Aug 14, 2018
Property Address	2029 MAPLE ST, FERNDALE, WA 98248-2016
Document Number	2180801474
Instrument Date	Aug 10, 2018
Instrument	801474
Transaction Type	Transfer
Record Updated	Oct 4, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,479.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2029 MAPLE ST FERNDALE WA 982482016, FERNDALE, WA 98248-2016

Mortgage

Document Number	2180801475
Date	Aug 14, 2018
Instrument	801475

Lender

Name	AMERICAN FINANCING
Type	Funding / Finance Company
Address	AURORA, CO 80014

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 13, 2048

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Municipality	Ferndale City
Unified School District	Ferndale School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,365.00 (+1.46%)	$582,658 (+1.46%) Land $226,980 Building $355,678	$582,658 (+1.46%) Land $226,980 Building $355,678
2024	$4,302.00 (+12.44%)	$574,297 (+11.84%) Land $234,000 Building $340,297	$574,297 (+11.84%) Land $234,000 Building $340,297
2022		$513,478 Land $244,711 Building $268,767	$513,478 Land $244,711 Building $268,767
2021	$3,826.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 39 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	75 units insured incl. 36 condo units
Nearby Flood Claims	13 (2009–2025)
Most Recent Claim	Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Dec 2025 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNDALE serves 19,305 people · EPA ID WA5324850
Water Source	Groundwater
Last State Inspection	May 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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